| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MYRIAD BENEFITS INC3 Filed as: MYRIAD BENEFITS, LLC | 280 E CORPORATE DRIVE, STE 200 MERIDIAN, ID 83642 | REGENCE BLUESHIELD OF IDAHO, INC | $0 | — | $0 | 0.00% |
| DELTA DENTAL OF IDAHO3 | 555 E PARKCENTER BLVD BOISE, ID 83706 | DELTA DENTAL OF IDAHO | $3K | — | $3K | 1.00% |
| MYRIAD BENEFITS INC3 Filed as: MYRIAD BENEFITS LLC | 280 E CORPORATE DRIVE STE 200 MERIDIAN, ID 83642 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| MYRIAD BENEFITS INC3 Filed as: MYRIAD BENEFITS LLC | 280 E CORPORATE DRIVE STE 200 MERIDIAN, ID 83642 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 10.00% |
| MYRIAD BENEFITS INC3 Filed as: MYRIAD BENEFITS LLC | 280 E CORPORATE DR STE 200 MERIDIAN, ID 83642 | LINCOLN NATIONAL LIFE INSURANCE | $2K | — | $2K | 10.00% |
| MYRIAD BENEFITS INC3 Filed as: MYRIAD BENEFITS, LLC | 280 E CORPORATE DR STE 200 MERIDIAN, ID 83642 | VSP | $1K | — | $1K | 5.67% |
| TRULUMA3 Filed as: TRULUMA INC | 1702 N 34TH STREET SEATTLE, WA 98103 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 19.44% |
| GREG WONACOTT3 | 280 E CORPORATE DR STE 200 MERIDIAN, ID 83642 | STANDARD INSURANCE COMPANY | $871 | — | $871 | 8.38% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| REGENCE BLUESHIELD OF IDAHO, INC EIN 82-0206874 CLAIMS PROCESSING | Direct payment from the plan; Claims processing; Float revenue Service code 12 | 208 E CORPORATE DRIVE, STE 200 MERIDIAN, ID 83642 | $76K |
| HOLLAND & HART, LLP EIN 84-0382505 ATTORNEY | Legal Service code 29 | 800 W MAIN STREET, SUITE 1750 BOISE, ID 83702 | $20K |
| MBA ADMINISTRATORS LLC EIN 26-2322611 ADMINISTRATOR | Contract Administrator Service code 13 | 830 N MAIN STREET, STE 200 MERIDIAN, ID 83642 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 383 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 383 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUESHIELD OF IDAHO, INC | 32 | $374K |
| Dental | DELTA DENTAL OF IDAHO | 326 | $252K |
| Vision | VSP | 334 | $19K |
| Life insurance(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 206 | $84K |
| Long-term disability(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 360 | $63K |
| Other | LINCOLN NATIONAL LIFE INSURANCE | 36 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 360 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.