Welfare broker

DELTA DENTAL

Mailing address (most recent filing)

P.O. BOC 30416

LANSING, MI 48333

Total comp: $109K
Commissions: $8K
Fees: $101K
Filings: 5
Sponsors: 5

Carrier mix

Where DELTA DENTAL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$910K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IA	1	$910K	0.1%	105.23x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DELTA DENTAL's plans by broker comp / premium ratio. Median 2.05% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of DELTA DENTAL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where DELTA DENTAL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MID-IOWA COMMUNITY ACTION, INC. MID-IOWA COMMUNITY ACTION, INC. WELFARE-FRINGE BENEFIT PLAN	IA	$910K	$19K	WELLMARK, INC