No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AMERIBEN EIN 82-0497661 ADMINISTRATOR | Direct payment from the plan; Contract Administrator Service code 13 | PO BOX 860007 PLANO, TX 75086 | $603K |
| CONNER & WINTERS, LLP EIN 20-5176788 ATTORNEY | Investment management; Direct payment from the plan Service code 28 | 1001 MCKINNEY ST SUITE 550 HOUSTON, TX 77002 | $93K |
| RYAN BENEFITS INC EIN 20-2332795 CONSULTANT | Consulting (general); Direct payment from the plan Service code 16 | 520 CENTRAL PKWY EAST SUITE 316 PLANO, TX 75074 | $75K |
| MORGAN STANLEY SMITH BARNEY INV MGR | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | 1400 CIVIC PLACE, SUITE 200 SOUTHLAKE, TX 76092 | $44K |
| EDWARDS AND LEATHERS, P.C. EIN 20-8739519 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | PO BOX 860 BAYTOWN, TX 77522 | $19K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,417 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,417 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 5,718 | $17.2M |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 2,308 | $55K |
| Stop-loss / reinsurancereinsurance | TOKIO MARINE HCC - STOP LOSS GROUP | 2,399 | $665K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 2,308 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,718 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.