See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AMERIBEN ADMINISTRATOR | Contract Administrator Service code 13 | PO BOX 860007 PLANO, TX 75086 | $555K |
| RYAN BENEFITS INC EIN 20-2332795 CONSULTANT | Consulting (general) Service code 16 | 520 CENTRAL PKWY EAST SUITE 316 PLANO, TX 75074 | $75K |
| MORGAN STANLEY SMITH BARNEY INV MGR | Trustee (bank, trust company, or similar financial institution) Service code 21 | 1400 CIVIC PLACE SUITE 200 SOUTHLAKE, TX 76092 | $53K |
| CONNER & WINTERS, LLP EIN 20-5176788 ATTORNEY | Investment management Service code 28 | 1001 MCKINNEY ST SUITE 550 HOUSTON, TX 77002 | $34K |
| EDWARDS AND LEATHERS, P.C. EIN 20-8739519 AUDITOR | Accounting (including auditing) Service code 10 | PO BOX 860 BAYTOWN, TX 77522 | $13K |
| HARPER PEARSON PAYROLL AUDITOR | Accounting (including auditing) Service code 10 | ONE RIVERWAY, SUITE 1000 HOUSTON, TX 77056 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,071 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,071 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 2,071 | $12.0M |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 2,003 | $55K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE CO | 2,107 | $532K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 2,003 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,107 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.