See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIED OF MICHIGAN EIN 38-2069753 NONE | Other fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Insurance services; Float revenue; Claims processing; Consulting (general); Contract Administrator; Direct payment from the plan Service code 12 | — | $362K |
| MORGAN STANLEY SMITH BARNEY EIN 26-4310632 NONE | Securities brokerage commissions and fees; Securities brokerage; Direct payment from the plan; Custodial (securities); Other services; Other fees; Other investment fees and expenses; Investment advisory (plan) Service code 19 | 855 FRANKLIN AVENUE GARDEN CITY, NY 11530 | $249K |
| LEGGHIO & ISRAEL P.C. EIN 38-1971448 NONE | Legal Service code 29 | 306 S WASHINGTON, SUITE 600 ROYAL OAK, MI 48067 | $99K |
| TIC INTERNATIONAL CORPORATION EIN 13-2600875 NONE | Claims processing; Accounting (including auditing) Service code 10 | 6525 CENTURION DRIVE LANSING, MI 48917 | $78K |
| SEGAL COMPANY EIN 13-1835864 NONE | Consulting (general) Service code 16 | 1920 N STREET, NW WASHINGTON, DC 20036 | $51K |
| CALIBRE CPA GROUP,PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | 1850 K STREET, NW WASHINGTON, DC 20006 | $19K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,308 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 853 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 8,161 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF MICHIGAN | 4,718 | $369K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,718 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.