No insurance carriers on this filing. Self-funded welfare plans typically pay TPAs and PBMs through Schedule C, not Schedule A.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MORGAN STANLEY SMITH BARNEY EIN 26-4310632 NONE | Investment advisory (plan); Custodial (securities); Other services; Other fees; Securities brokerage; Other investment fees and expenses; Securities brokerage commissions and fees; Direct payment from the plan Service code 19 | 855 FRANKLIN AVENUE GARDEN CITY, NY 11530 | $208K |
| TIC INTERNATIONAL CORPORATION EIN 13-2600875 NONE | Accounting (including auditing); Claims processing Service code 10 | 6525 CENTURION DRIVE LANSING, MI 48917 | $97K |
| LEGGHIO & ISRAEL P.C. EIN 38-1971448 NONE | Legal Service code 29 | 306 S WASHINGTON, SUITE 600 ROYAL OAK, MI 48067 | $80K |
| SEGAL COMPANY EIN 13-1835864 NONE | Consulting (general) Service code 16 | 1920 N STREET, NW WASHINGTON, DC 20036 | $61K |
| CALIBRE CPA GROUP,PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | 1850 K STREET, NW WASHINGTON, DC 20006 | $18K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,839 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 412 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 8,251 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Self-funded plan with no stop-loss carrier attached. Catastrophic-risk exposure; stop-loss specialist sales target.