| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY, LLC | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $0 | $5K | 8.74% |
| JODY MOYLAN3 | 19103 MERIDIAN EAST PUYALLUP, WA 98375 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $284 | $4K | 7.09% |
| WA EMPLOYEE BENEFITS LLC3 | 28313 REDONDO WAY SOUTH, SUITE 105 DES MOINES, IA 98198 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $852 | $2K | $3K | 4.13% |
| MEGAN ELIZABETH CASTO3 | UNKNOWN COLUMBIA, SC 29202 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $666 | $2K | 3.01% |
| JOSEPH DANIEL LOGAN3 | 2102 SOUTH G STREET TACOMA, WA 98105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 2.70% |
| ELIZABETH BETTRIDGE3 | 22211 6TH AVENUE SOUTH DES MOINES, WA 98198 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $317 | $980 | $1K | 2.11% |
| MJ INSURANCE3 Filed as: CARYL ESTES AND VARIOUS AGENTS | 15907 ASH WAY LYNWOOD, WA 98087 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $289 | $2 | $291 | 0.47% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY, LLC | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 6.58% |
| HEATHER MARIE JONES3 | 6325 EAST 18TH AVENUE SPOKANE VALLEY, WA 99212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $979 | $162 | $1K | 3.52% |
| MJ INSURANCE3 Filed as: DAVID BARNEY AND VARIOUS AGENTS | 550 WEST TENNESSEE AVENUE POST FALLS, ID 83854 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $796 | $271 | $1K | 3.29% |
| MEGAN ELIZABETH CASTO3 | UNKNOWN COLUMBIA, SC 29202 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $522 | $234 | $756 | 2.33% |
| WA EMPLOYEE BENEFITS LLC3 | 28313 REDONDO WAY SOUTH, SUITE 105 DES MOINES, IA 98198 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $278 | $351 | $629 | 1.94% |
| JOSEPH DANIEL LOGAN3 | 2102 SOUTH G STREET TACOMA, WA 98105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $488 | $0 | $488 | 1.51% |
| CHRISTOPHER MICHAEL JONES3 | 6325 EAST 18TH AVENUE SPOKANE VALLEY, WA 99212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $85 | $208 | $293 | 0.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 123 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 123 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other(2 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 77 | $94K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 77 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.