| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY, LLC | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $2K | $7K | 13.62% |
| JODY MOYLAN3 | 19103 MERIDIAN EAST PUYALLUP, WA 98375 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $400 | $5K | 8.35% |
| WA EMPLOYEE BENEFITS LLC3 | 24519 36TH AVENUE SOUTH KENT, WA 98032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $924 | $2K | $2K | 4.48% |
| JOSEPH DANIEL LOGAN3 | 2102 SOUTH G STREET TACOMA, WA 98105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $17 | $2K | 4.48% |
| MEGAN ELIZABETH CASTO3 | 10340 CARNEY DRIVE SE OLYMPIA, WA 98501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $503 | $2K | 3.17% |
| ELIZABETH BETTRIDGE3 | 21231 14TH AVENUE SOUTH DES MOINES, IA 98198 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $308 | $656 | $964 | 1.76% |
| MJ INSURANCE3 Filed as: CARYL ESTES AND VARIOUS AGENTS | 15907 ASH WAY LYNWOOD, WA 98087 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $417 | $2 | $419 | 0.76% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY, LLC | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $1K | $5K | 14.02% |
| DAVID BARNEY3 | 7918 EAST WOODVIEW DRIVE SPOKANE, WA 99212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $419 | $2K | 5.87% |
| CHRISTOPHER MICHAEL JONES3 Filed as: CHRISTOPHER JONES AND OTHER AGENTS | 6325 EAST 18TH AVENUE SPOKANE VALLEY, WA 99212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $574 | $2K | 4.96% |
| JOSEPH DANIEL LOGAN3 | 2102 SOUTH G STREET TACOMA, WA 98105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $8 | $1K | 3.84% |
| MEGAN ELIZABETH CASTO3 | 10340 CARNEY DRIVE SE OLYMPIA, WA 98501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $762 | $319 | $1K | 3.31% |
| HEATHER MARIE JONES3 | 6325 EAST 18TH AVENUE SPOKANE VALLEY, WA 99212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $754 | $239 | $993 | 3.04% |
| WA EMPLOYEE BENEFITS LLC3 | 24519 36TH AVENUE SOUTH KENT, WA 98032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $354 | $518 | $872 | 2.67% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 123 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 123 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other(2 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 77 | $88K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 77 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.