| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROPEL INSURANCE3 | 601 UNION STREET, SUITE 3400 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $52K | $0 | $52K | 5.04% |
| PROPEL INSURANCE3 | 601 UNION STREET, SUITE 3400 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. | $9K | $0 | $9K | 5.16% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY, LLC | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | $3K | $8K | 7.72% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC | 3 PARKWAY NORTH BOULEVARD SUITE 300 DEERFIELD, IL 60015 | PRINCIPAL LIFE INSURANCE COMPANY | — | $2K | $2K | 2.31% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY | UNKNOWN TACOMA, WA 98402 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $0 | $6K | 8.28% |
| JODI MOYLAN3 | 19103 MERIDIAN EAST PUYALLUP, WA 98375 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $468 | $3K | 4.37% |
| MEGAN ELIZABETH CASTO3 Filed as: MEGAN CASTO | 10340 CARNEY DRIVE SE OLYMPIA, WA 98501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $676 | $2K | 3.20% |
| JOSEPH LOGAN3 | 2102 S G STREET TACOMA, WA 98405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 3.16% |
| CARYL ESTES3 | 15907 ASH WAY, UNIT C609 LYNNWOOD, WA 98087 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $491 | $2K | 2.26% |
| WA EMPLOYEE BENEFITS LLC3 | 28313 REDONDO WAY S, APARTMENT 105 DES MOINES, WA 98198 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $594 | $771 | $1K | 1.87% |
| JUDY INEZ BUCHOLTZ3 Filed as: JUDY BUCHOLTZ | 12517 217TH AVENUE COURT E BONNEY LAKE, WA 98391 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $512 | $49 | $561 | 0.77% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY | UNKNOWN TACOMA, WA 98402 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $0 | $5K | 10.11% |
| JOSEPH LOGAN3 | 2102 S G STREET TACOMA, WA 98405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 4.26% |
| JODI MOYLAN3 | 19103 MERIDIAN EAST PUYALLUP, WA 98375 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $361 | $2K | 4.13% |
| MEGAN ELIZABETH CASTO3 Filed as: MEGAN CASTO | 10340 CARNEY DRIVE SE OLYMPIA, WA 98501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $625 | $2K | 4.00% |
| MJ INSURANCE3 Filed as: NATHAN HENLEY AND VARIOUS AGENTS | 9603 HIPKINS ROAD SW LAKEWOOD, WA 98498 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $451 | $2K | 3.18% |
| WA EMPLOYEE BENEFITS LLC3 | 28313 REDONDO WAY S, APARTMENT 105 DES MOINES, WA 98198 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $419 | $706 | $1K | 2.24% |
| JUDY INEZ BUCHOLTZ3 Filed as: JUDY BUCHOLTZ | 12517 217TH AVENUE COURT E BONNEY LAKE, WA 98391 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $748 | $86 | $834 | 1.66% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $163 | $7K | 13.97% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, MD 98402 | VISION SERVICE PLAN | $841 | $0 | $841 | 6.70% |
| EMPLOYEE NAVIGATOR, LLC3 | 7979 OLD GEORGTOWN ROAD, SUITE 300 BETHESDA, MD 20814 | VISION SERVICE PLAN | $63 | — | $63 | 0.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 415 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 415 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 170 | $1.2M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 174 | $102K |
| Vision | VISION SERVICE PLAN | 118 | $13K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 415 | $49K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 415 | $49K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 170 | $1.2M |
| Other(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 415 | $172K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 415 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.