| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROPEL INSURANCE3 | PO BOX 2940 TACOMA, WA 98401 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $42K | $0 | $42K | 5.21% |
| PROPEL INSURANCE3 | PO BOX 2940 TACOMA, WA 98401 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. | $9K | $0 | $9K | 5.10% |
| PROPEL INSURANCE AGENCY LLC3 | 1410 BLANDING STREET, SUITE 100 COLUMBIA, SC 29201 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 2.90% |
| PROPEL INSURANCE AGENCY LLC3 | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.69% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP | 965 GREENTREE ROAD, SUITE 110 PITTSBURGH, PA 15224 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.52% |
| PROPEL INSURANCE AGENCY LLC3 | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | $0 | $8K | 10.48% |
| JOSEPH LOGAN3 | 2102 SOUTH G STREET TACOMA, WA 98105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $0 | $4K | 5.17% |
| MJ INSURANCE3 Filed as: JUDY BUCHOLTZ AND VARIOUS AGENTS | 12517-217TH AVENUE COURT E BONNEY LAKE, WA 98391 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $635 | $3K | 4.18% |
| MEGAN ELIZABETH CASTO3 Filed as: MEGAN CASTO | UNKNOWN COLUMBIA, SC 29202 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $937 | $3K | 4.11% |
| WA EMPLOYEE BENEFITS LLC3 | 28313 REDONDO WAY S, SUITE 105 DES MOINES, WA 98198 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $598 | $2K | $3K | 3.57% |
| JODI MOYLAN3 | 19103 MERIDIAN EAST PUYALLUP, WA 98375 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $234 | $2K | 3.43% |
| KEITH LEFEVRE3 | 8885 LADY MADONNA CIRCLE HIGHLANDS RANCH, CO 80129 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $837 | $138 | $975 | 1.34% |
| PROPEL INSURANCE AGENCY LLC3 | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $21K | $155 | $22K | 45.18% |
| PROPEL INSURANCE AGENCY LLC3 | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $0 | $5K | 10.18% |
| JOSEPH LOGAN3 | 2102 SOUTH G STREET TACOMA, WA 98105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 5.18% |
| MEGAN ELIZABETH CASTO3 Filed as: MEGAN CASTO | UNKNOWN COLUMBIA, SC 29202 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $614 | $2K | 4.13% |
| MJ INSURANCE3 Filed as: JUDY BUCHOLTZ AND VARIOUS AGENTS | 12517-217TH AVENUE COURT E BONNEY LAKE, WA 98391 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $445 | $2K | 4.08% |
| WA EMPLOYEE BENEFITS LLC3 | 28313 REDONDO WAY S, SUITE 105 DES MOINES, WA 98198 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $365 | $1K | $2K | 3.63% |
| JODI MOYLAN3 | 3658 BRIDGEPORT WAY WEST APARTMENT B302 UNIVERSITY PLACE, WA 98466 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $198 | $2K | 3.49% |
| KEITH LEFEVRE3 | 8885 LADY MADONNA CIRCLE HIGHLANDS RANCH, CO 80129 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $703 | $120 | $823 | 1.76% |
| PROPEL INSURANCE AGENCY LLC3 | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | VISION SERVICE PLAN | $794 | $0 | $794 | 7.06% |
| EMPLOYEE NAVIGATOR, LLC3 Filed as: EMPLOYEE NAVIGATOR LLC | 7979 OLD GEORGETOWN ROAD, SUITE 300 BETHESDA, MD 20814 | VISION SERVICE PLAN | $56 | $0 | $56 | 0.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 136 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 136 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 152 | $982K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 146 | $84K |
| Vision | VISION SERVICE PLAN | 96 | $11K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 371 | $48K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 371 | $48K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | 152 | $982K |
| Other(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 371 | $167K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 371 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.