| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 525 W MONROE STREET SUITE 600 CHICAGO, IL 606613640 | BLUECROSS BLUESHIELD OF ILLINOIS | $280K | — | $280K | 0.87% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES INC. | LOCKTON-DUNNING SERIES 525 W MONROE STREET STE 600 CHICAGO, IL 606613640 | BLUECROSS BLUESHIELD OF ILLINOIS | — | $30K | $30K | 0.09% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. DBA AON CONSUL | 200 E RANDOLPH ST. NO. 10 CHICAGO, IL 606017702 | BLUECROSS BLUESHIELD OF ILLINOIS | $16K | — | $16K | 0.05% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 15939 COLLECTIONS CENTER DR. CHICAGO, IL 60693 | BLUE CROSS OF CALIFORNIA (G0200) | $56K | — | $56K | 2.21% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC, C/O BOA | 15939 COLLECTIONS CTR DR CHICAGO, IL 60693 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $17K | — | $17K | 0.98% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCTON COMPANIES LLC (CHICAGO) | C/O BANK OF AMERICA 15939 COLLECTIONS CTR DR CHICAGO, IL 60693 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $15K | $15K | 0.88% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 8110 E UNION AVE SUITE 700 DENVER, CO 80237 | KAISER FOUNDATION HEALTH PLAN OF COLORADO, INC. | — | $623 | $623 | 0.07% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 500 W MONROE ST SUITE 3400 CHICAGO, IL 60661 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $65K | — | $65K | 7.94% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $58K | $6K | $64K | 7.76% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 641843844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $5K | $5K | 0.62% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 3000 TOWN CENTER STE 2900 SOUTHFIELD, MI 48075 | TOTAL HEALTH CARE USA, INC. | $16K | — | $16K | 3.01% |
| LOCKTON COMPANIES, LLC3 | 500 W MONROE #3400 CHICAGO, IL 60661 | TOTAL HEALTH CARE USA, INC. | $5K | — | $5K | 0.91% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCTON COMPANIES LLC (CHICAGO) | 500 W MONROE ST STE 3400 CHICAGO, IA 60661 | UNITEDHEALTHCARE INSURANCE COMPANY | $19K | — | $19K | 5.07% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC-CHICAGO IL | 200 E RANDOLPH ST STE 900 CHICAGO, IL 60601 | UNITEDHEALTHCARE INSURANCE COMPANY | $11 | — | $11 | 0.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 500 W MONROE ST SUITE 3400 CHICAGO, IL 60661 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $11K | — | $11K | 8.07% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | $1K | $11K | 7.86% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 641843844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 0.81% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 500 W MONROE ST SUITE 3400 CHICAGO, IL 60661 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $11K | — | $11K | 8.07% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | $1K | $11K | 7.86% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 641843844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 0.81% |
| J. DEUTSCH ASSOCIATES, INC.3 Filed as: J. DEUTSCH ASSOCIATES | 111 JOHN STREET SUITE 750 NEW YORK, NY 10038 | ARCH INSURANCE COMPANY | $6K | — | $6K | 5.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 500 W MONROE ST SUITE 3400 CHICAGO, IL 60661 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $13K | — | $13K | 13.82% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | $1K | $11K | 12.44% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 641843844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $996 | $996 | 1.10% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY INC. | 1820 E FIRST ST. STE 400 SANTA ANA, CA 92705 | RELIASTAR LIFE INSURANCE COMPANY | $29K | — | $29K | 60.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON INSURANCE BROKERS LLC | C/O COMMERCE BANK P.O. BOX 843844 KANSAS CITY, MO 641843844 | HARTFORD LIFE AND ACCIDENT | — | $41 | $41 | 0.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,070 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 107 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,177 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 7 carriers) | BLUECROSS BLUESHIELD OF ILLINOIS | 5,934 | $37.4M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,090 | $1.7M |
| Vision(2 contracts, 2 carriers) | TOTAL HEALTH CARE USA, INC. | 92 | $728K |
| Life insurance(3 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 6,980 | $1.1M |
| Short-term disability(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,191 | $356K |
| Long-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,193 | $266K |
| Prescription drug(2 contracts, 2 carriers) | TOTAL HEALTH CARE USA, INC. | 92 | $728K |
| Stop-loss / reinsurancereinsurance | BLUECROSS BLUESHIELD OF ILLINOIS | 5,934 | $32.2M |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 6,980 | $872K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,980 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.