| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 200 E RANDOLPH ST. NO. 10 CHICAGO, IL 606017702 | BLUECROSS BLUESHIELD OF ILLINOIS | $143K | — | $143K | 0.41% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 525 W MONROE STREET SUITE 600 CHICAGO, IL 606613640 | BLUECROSS BLUESHIELD OF ILLINOIS | $66K | — | $66K | 0.19% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 4 OVERLOOK PT LINCOLNSHIRE, IL 60069 | BLUE CROSS OF CALIFORNIA G0200 | $58K | — | $58K | 1.69% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC, C/O BOA | 15939 COLLECTIONS CTR DR CHICAGO, IL 60693 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $4K | — | $4K | 0.24% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $58K | $45K | $102K | 17.64% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 500 W MONROE ST SUITE 3400 CHICAGO, IL 60661 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $29K | — | $29K | 5.06% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 3000 TOWN CENTER STE 2900 SOUTHFIELD, MI 48075 | TOTAL HEALTH CARE USA, INC. | $15K | — | $15K | 3.00% |
| LOCKTON COMPANIES, LLC3 | 500 W MONROE #3400 CHICAGO, IL 60661 | TOTAL HEALTH CARE USA, INC. | $6K | — | $6K | 1.09% |
| J. DEUTSCH ASSOCIATES, INC.3 Filed as: J. DEUTSCH ASSOCIATES | 111 JOHN STREET SUITE 750 NEW YORK, NY 10038 | ARCH INSURANCE COMPANY | $8K | — | $8K | 5.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 75 REMITTANCE DR STE 1446 CHICAGO, IL 606751446 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $17K | — | $17K | 12.55% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 500 W MONROE ST SUITE 3400 CHICAGO, IL 60661 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 2.45% |
| AON CONSULTING INC3 | 75 REMITTANCE DR STE 1446 CHICAGO, IL 606751446 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $16K | — | $16K | 12.56% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 500 W MONROE ST SUITE 3400 CHICAGO, IL 60661 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 2.44% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | PO BOX 905494 CHARLOTTE, NC 28290 | DELTA DENTAL OF ILLINOIS | $436 | — | $436 | 0.62% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 525 W MONROE STREET SUITE 600 CHICAGO, IL 606613640 | DELTA DENTAL OF ILLINOIS | $213 | — | $213 | 0.30% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 29840 NETWORK PLACE CHICAGO, IL 60673 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 6.11% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 525 WEST MONROE SUITE 600 CHICAGO, IL 60661 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 2.95% |
| THE HUNKEN AGENCY, INC.3 | 3603 WEST BENNINGTON PEORIA, IL 61615 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $29 | — | $29 | 0.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,279 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 59 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,338 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 6 carriers) | BLUECROSS BLUESHIELD OF ILLINOIS | 6,389 | $40.2M |
| Dental(5 contracts, 5 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 3,954 | $1.8M |
| Vision(2 contracts, 2 carriers) | TOTAL HEALTH CARE USA, INC. | 87 | $664K |
| Life insurance(4 contracts, 4 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 7,028 | $815K |
| Short-term disability(3 contracts, 3 carriers) | ARCH INSURANCE COMPANY | 2,095 | $332K |
| Long-term disability(3 contracts, 3 carriers) | ARCH INSURANCE COMPANY | 2,095 | $333K |
| Prescription drug(2 contracts, 2 carriers) | TOTAL HEALTH CARE USA, INC. | 87 | $664K |
| Stop-loss / reinsurancereinsurance | BLUECROSS BLUESHIELD OF ILLINOIS | 6,389 | $34.5M |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 7,028 | $628K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,028 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.