| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 200 E RANDOLPH ST. NO. 10 CHICAGO, IL 60601 | BLUECROSS BLUESHIELD OF ILLINOIS | $202K | — | $202K | 0.62% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | BLUE CROSS OF CALIFORNIA G0200 | $49K | — | $49K | 2.00% |
| AON CONSULTING INC3 | 75 REMITTANCE DR STE 1446 CHICAGO, IL 60675 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $63K | — | $63K | 13.44% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 1.56% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP NATIONAL ACCT SVCS INC | 7272 E INDIAN SCHOOL RD STE 220 SCOTTSDALE, AZ 85251 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 0.36% |
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 28290 | UNITED HEALTHCARE INSURANCE COMPANY | $16K | — | $16K | 4.84% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 75 REMITTANCE DR STE 1446 CHICAGO, IL 606751446 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $21K | — | $21K | 15.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP NATIONAL ACCT SVCS INC | 7272 E INDIAN SCHOOL RD STE 220 SCOTTSDALE, AZ 85251 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $597 | $597 | 0.43% |
| AON CONSULTING INC3 | 75 REMITTANCE DR STE 1446 CHICAGO, IL 606751446 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $21K | — | $21K | 15.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP NATIONAL ACCT SVCS INC | 7272 E. INDIAN SCHOOL RD. SUITE 220 SCOTTSDALE, AZ 85251 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $549 | $549 | 0.40% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | PO BOX 905494 CHARLOTTE, NC 28290 | DELTA DENTAL OF ILLINOIS | $621 | — | $621 | 1.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,491 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 40 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,531 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 6 carriers) | BLUECROSS BLUESHIELD OF ILLINOIS | 5,776 | $37.1M |
| Dental(4 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 3,505 | $1.5M |
| Vision | HAWAII MEDICAL ASSURANCE ASSOCIATION | 26 | $177K |
| Life insurance(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 6,473 | $644K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,081 | $137K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,079 | $139K |
| Prescription drug | HAWAII MEDICAL ASSURANCE ASSOCIATION | 26 | $177K |
| Stop-loss / reinsurancereinsurance | BLUECROSS BLUESHIELD OF ILLINOIS | 5,776 | $32.7M |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 6,473 | $467K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,473 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.