See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK WESTERN AND NORTHEASTERN EIN 23-1294723 NONE | Claims processing Service code 12 | — | $379K |
| PAYER MATRIX EIN 81-3946362 NONE | Consulting (general) Service code 16 | — | $176K |
| DIANE SCHWAGER EIN 14-1582160 NONE | Employee (plan) Service code 30 | — | $93K |
| MORGAN STANLEY SMITH BARNEY, LLC EIN 26-4310632 NONE | Custodial (securities) Service code 19 | — | $82K |
| DONNETTE DESANTIS EIN 14-1582160 NONE | Employee (plan) Service code 30 | — | $47K |
| JAB2023, LLC EIN 92-3717044 NONE | Consulting fees Service code 70 | — | $44K |
| TEAL, BECKER & CHIARAMONTE CPAS PC EIN 14-1624930 NONE | Accounting (including auditing) Service code 10 | — | $42K |
| EMPIRX EIN 47-1226691 NONE | Claims processing Service code 12 | — | $32K |
| O'SULLIVAN ASSOCIATES INC. EIN 20-8199367 NONE | Actuarial Service code 11 | — | $27K |
| BLITMAN & KING, LLP EIN 16-1047304 NONE | Legal Service code 29 | — | $23K |
| HEALTHNOW ADMINISTRATIVE SERVICES EIN 16-1105741 NONE | Claims processing Service code 12 | — | $20K |
| LIFETIME BENEFIT SOLUTIONS EIN 16-1171765 NONE | Claims processing Service code 12 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,159 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,159 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 550 | $80K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 824 | $1.3M |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 550 | $80K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 824 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.