See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MORGAN LEWIS EIN 23-0891050 NONE | Legal Service code 29 | — | $318K |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE | Claims processing Service code 12 | — | $248K |
| THE SEGAL COMPANY EIN 13-1835864 PERF SERV FOR REL UNION | Consulting (general) Service code 16 | — | $152K |
| DEBORAH RUBIN EIN 13-5582895 NONE | Plan Administrator Service code 14 | — | $125K |
| SLEVIN & HART EIN 52-1708613 NONE | Legal Service code 29 | — | $107K |
| OTTO BILLER JR. EIN 13-5582895 NONE | Employee (plan) Service code 30 | — | $75K |
| AMALGAMATED BANK EIN 13-4920330 PERF SERV FOR REL UNION | Investment management fees paid directly by plan; Custodial (securities) Service code 19 | — | $46K |
| WEAVER AND TIDWELL LLP EIN 75-0786315 PERF SERV FOR REL UNION | Accounting (including auditing) Service code 10 | — | $28K |
| MIRKIN & GORDON, P.C EIN 11-2609088 NONE | Legal Service code 29 | — | $18K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,732 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,741 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | ANTHEM BLUE CROSS AND BLUE SHIELD | 3,534 | $2.2M |
| Life insurance | FIRST UNUM LIFE INSURANCE COMPANY | 1,638 | $65K |
| Stop-loss / reinsurancereinsurance | ANTHEM BLUE CROSS AND BLUE SHIELD | 3,534 | $2.2M |
| Other | FIRST UNUM LIFE INSURANCE COMPANY | 1,638 | $65K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,534 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.