| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONTEMPORARY STRATEGIC SOLUTIONS | 19 WILLOW LANE SPRING LAKE HEIGHTS, NJ 07762 | THE UNION LABOR LIFE INSURANCE COMPANY | $6K | — | $6K | 2.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $809K |
| PROSKAUER ROSE LLP EIN 13-1840454 NONE | Legal; Direct payment from the plan Service code 29 | — | $172K |
| CALIBRE CPA GROUP, PLLC EIN 47-0900880 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $56K |
| CAROL A. FRANKLIN EIN 13-5603868 EMPLOYEE | Employee (plan) Service code 30 | — | $54K |
| DULCE M. GARCIA EIN 13-5603868 EMPLOYEE | Employee (plan) Service code 30 | — | $53K |
| TOCQUEVILLE ASSET MANAGEMENT EIN 13-3547557 NONE | Soft dollars commissions; Investment management fees paid directly by plan Service code 51 | — | $47K |
| O'SULLIVAN ASSOCIATES INC. EIN 20-8199367 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $45K |
| D.D. SERVICES, INC. EIN 11-2705347 NONE | Direct payment from the plan; Claims processing; Plan Administrator Service code 12 | — | $42K |
| SHARON HUANG EIN 13-5603868 EMPLOYEE | Employee (plan) Service code 30 | — | $39K |
| C AND S CONSULTING EIN 87-2270288 NONE | Trustee (individual); Direct payment from the plan Service code 20 | — | $38K |
| OPTUMRX, INC EIN 33-0441200 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $35K |
| JEANIEVETT H. LARKINS EIN 13-5603868 EMPLOYEE | Employee (plan) Service code 30 | — | $33K |
| GLENN ZARR EIN 13-5603868 EMPLOYEE | Employee (plan) Service code 30 | — | $30K |
| WESTERN ASSET MANAGEMENT CO. NONE | Investment management; Direct payment from the plan Service code 28 | 385 EAST COLORADO BLVD. PASADENA, CA 91101 | $30K |
| MA SHELLA SANTOS EIN 13-5603868 EMPLOYEE | Employee (plan) Service code 30 | — | $29K |
| LSV ASSET MANAGEMENT EIN 23-2772200 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $14K |
| WITHUM SMITH AND BROWN NONE | Direct payment from the plan; Consulting (general) Service code 16 | 1411 BROADWAY, 23RD FLOOR NEW YORK, NY 10018 | $8K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Custodial (securities); Investment management fees paid directly by plan Service code 19 | — | $8K |
| QUAN-VEST CONSULTANTS, INC. EIN 11-2559669 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,272 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,275 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | AMALGAMATED LIFE INSURANCE COMPANY | 1,084 | $66K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,158 | $300K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,158 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.