No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.4M |
| PROSKAUER ROSE LLP EIN 13-1840454 NONE | Legal; Direct payment from the plan Service code 29 | — | $238K |
| HORIZON ACTUARIAL SERVICES LLC EIN 26-1370698 NONE | Actuarial; Consulting (general); Direct payment from the plan Service code 11 | — | $116K |
| IDA BUSTAMANTE EIN 13-5603868 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $60K |
| DULCE M. GARCIA EIN 13-5603868 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $57K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $53K |
| TOCQUEVILLE ASSET MANAGEMENT EIN 13-3547557 NONE | Soft dollars commissions; Investment management fees paid directly by plan; Investment management Service code 28 | — | $52K |
| BOYD WATTERSON ASSET MANAGEMENT EIN 34-1922005 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $46K |
| DDS, INC EIN 11-2705347 NONE | Direct payment from the plan; Claims processing; Plan Administrator Service code 12 | — | $40K |
| MINERVA RIVERA EIN 13-5603868 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $38K |
| DOMINICK GIGLIO EIN 13-5603868 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $33K |
| SHARON HUANG EIN 13-5603868 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $32K |
| OPTUMRX, INC EIN 33-0441200 NONE | Direct payment from the plan; Float revenue; Other fees; Claims processing Service code 12 | — | $30K |
| DAGMAR BONES EIN 13-5603868 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $28K |
| JEANIEVETT H. LARKINS EIN 13-5603868 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $27K |
| LSV ASSET MANAGEMENT EIN 23-2772200 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $23K |
| WELLS CAPITAL MANAGEMENT EIN 95-3692822 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $22K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Custodial (securities); Investment management fees paid directly by plan Service code 19 | — | $7K |
| QUAN VEST CONSULTANTS EIN 11-2559669 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $7K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 NONE | Insurance brokerage commissions and fees Service code 53 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,399 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,405 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | AMALGAMATED LIFE INSURANCE COMPANY | 1,204 | $76K |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE CO. | 1,347 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,347 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.