| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NAVID JANNATIPOUR3 | 1464 PALISADES DR PACIFIC PALISADES, CA 902722160 | UNITEDHEALTHCARE INSURANCE COMPANY | $32K | — | $32K | 2.46% |
| NAVALI & COMPANY INC3 Filed as: NAVALI & COMPANY | 11601 WILSHIRE BLVD, SUITE 500 LOS ANGELES, CA 90025 | KAISER FOUNDATION HEALTH PLAN INC | $45K | — | $45K | 3.99% |
| NAVALI & COMPANY INC3 Filed as: NAVALI & COMPANY | 11601 WILSHIRE BLVD, SUITE 500 LOS ANGELES, CA 90025 | KAISER FOUNDATION HEALTH PLAN INC | $39K | — | $39K | 3.98% |
| NAVALI & COMPANY INC3 Filed as: NAVALI & COMPANY | 11601 WILSHIRE BLVD, SUITE 500 LOS ANGELES, CA 90025 | KAISER FOUNDATION HEALTH PLAN INC | $6K | — | $6K | 3.96% |
| NAVID JANNATIPOUR3 | 1464 PALISADES DR PACIFIC PALISADES, CA 902722160 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 4.41% |
| NAVALI & COMPANY INC3 Filed as: NAVALI & COMPANY INSURANCE SER | 11601 WILSHIRE BLVD STE 500 LOS ANGELES, CA 90025 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 12.13% |
| NAVALI & COMPANY INC3 Filed as: NAVALI & COMPANY INSURANCE SER | 11601 WILSHIRE BLVD STE 500 LOS ANGELES, CA 90025 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 15.00% |
| NAVALI & COMPANY INC3 Filed as: NAVALI & COMPANY INSURANCE SER | 11601 WILSHIRE BLVD STE 500 LOS ANGELES, CA 90025 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 15.00% |
| NAVID JANNATIPOUR3 | 1464 PALISADES DR PACIFIC PALISADES, CA 902722160 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 10.05% |
| NAVALI & COMPANY INC3 Filed as: NAVALI & COMPANY | 11601 WILSHIRE BLVD, SUITE 500 LOS ANGELES, CA 90025 | KAISER FOUNDATION HEALTH PLAN INC | $5 | — | $5 | 4.03% |
| NAVALI & COMPANY INC3 Filed as: NAVALI & COMPANY | 11601 WILSHIRE BLVD, SUITE 500 LOS ANGELES, CA 90025 | KAISER FOUNDATION HEALTH PLAN INC | $54 | — | $54 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 532 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 534 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 190 | $3.6M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 258 | $88K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 229 | $12K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 137 | $20K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 27 | $16K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 328 | $28K |
| Other | FIRST UNUM LIFE INSURANCE COMPANY | 372 | $50K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 372 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.