Welfare broker

NAVID JANNATIPOUR

Mailing address (most recent filing)

1464 PALISADES DR

PACIFIC PALISADES, CA 90272

Total comp: $198K
Commissions: $44K
Fees: $153K
Filings: 2
Sponsors: 2

Carrier mix

Where NAVID JANNATIPOUR places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

EMBLEMHEALTH50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
EMBLEMHEALTH	1	$523K	50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$3.4M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	2	$4.0M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NAVID JANNATIPOUR's plans by broker comp / premium ratio. Median 4.73% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of NAVID JANNATIPOUR's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where NAVID JANNATIPOUR is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AMIKA OPCO LLC AMIKA OPCO LLC HEALTH AND WELFARE PLAN	NY	$3.4M	$189K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
IMAGINE EARLY LEARNING CENTERS IMAGINE EARLY LEARNING CENTERS EMPLOYEE BENEFITS PLAN	NY	$523K	$21K	EMBLEMHEALTH

Carrier

Plans

Premium

EMBLEMHEALTH

$523K

50.0%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$3.4M

50.0%

State

Plans

Premium

State share

Index

$4.0M

0.0%

19.82x

Sponsor

Loc

Premium

Comp

Carrier

AMIKA OPCO LLC

AMIKA OPCO LLC HEALTH AND WELFARE PLAN

$3.4M

$189K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

IMAGINE EARLY LEARNING CENTERS

IMAGINE EARLY LEARNING CENTERS EMPLOYEE BENEFITS PLAN

$523K

$21K

EMBLEMHEALTH