| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NAVID JANNATIPOUR3 | 1464 PALISADES DR PACIFIC PALISADES, CA 902722160 | UNITEDHEALTHCARE INSURANCE COMPANY | $30K | — | $30K | 2.71% |
| NAVALI & COMPANY INC3 Filed as: NAVALI & COMPANY | 11601 WILSHIRE BLVD, SUITE 500 LOS ANGELES, CA 90025 | KAISER FOUNDATION HEALTH PLAN INC | $41K | — | $41K | 3.92% |
| NAVID JANNATIPOUR3 | 11601 WILSHIRE BLVD STE 500 LOS ANGELES, CA 900251741 | PRINCIPAL LIFE INSURANCE COMPANY | $9K | — | $9K | 10.08% |
| NAVALI & COMPANY INC3 | STE 600 19200 VON KARMAN AVE IRVINE, CA 92612 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 15.00% |
| NAVALI & COMPANY INC3 | STE 600 19200 VON KARMAN AVE IRVINE, CA 92612 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 13.39% |
| NAVALI & COMPANY INC3 | STE 600 19200 VON KARMAN AVE IRVINE, CA 92612 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 689 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 695 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 360 | $2.1M |
| Dental(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 360 | $1.2M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 360 | $1.1M |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 136 | $22K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 16 | $13K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 266 | $22K |
| Other | FIRST UNUM LIFE INSURANCE COMPANY | 261 | $46K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 360 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.