| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSGROUP INC3 Filed as: BRIDGEMARK INSURANCE GROUP SERVICES | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | METROPOLITAN LIFE INSURANCE COMPANY | $57K | $7K | $64K | 5.06% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD SUITE 200 HAUPPAUGE, NY 11788 | METROPOLITAN LIFE INSURANCE COMPANY | $41K | $12K | $53K | 4.21% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD FLOOR 2 HAUPPAUGE, NY 11788 | MUTUAL OF OMAHA INSURANCE COMPANY | $34K | $32K | $66K | 14.17% |
| HEALTHJOY, LLC3 | 215 WEST SUPERIOR STREET SUITE 500 CHICAGO, IL 60654 | MUTUAL OF OMAHA INSURANCE COMPANY | — | $32K | $32K | 6.84% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD FLOOR 2 HAUPPAUGE, NY 11788 | MUTUAL OF OMAHA INSURANCE COMPANY | $23K | $25K | $47K | 17.45% |
| HEALTHJOY, LLC3 | 215 WEST SUPERIOR STREET SUITE 500 CHICAGO, IL 60654 | MUTUAL OF OMAHA INSURANCE COMPANY | — | $21K | $21K | 7.90% |
| MICHAEL A. TOTTIS3 Filed as: MICHAEL J HANNER | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | HUMANA INSURANCE OF PUERTO RICO, INC. | $9K | — | $9K | 4.51% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD FLOOR 2 HAUPPAUGE, NY 11788 | COMPANION LIFE INSURANCE COMPANY | $17K | $20K | $37K | 20.76% |
| BENERATION LLC3 | 2124 RACE STREET GROUND FLOOR PHILADELPHIA, PA 19103 | COMPANION LIFE INSURANCE COMPANY | — | $15K | $15K | 8.27% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BLACK GOULD & ASSOCIATES INC | 3800 NORTH CENTRAL AVENUE FLOOR 9 PHOENIX, AZ 85012 | UNITEDHEALTHCARE INSURANCE COMPANY | $11K | — | $11K | 7.17% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $2K | — | $2K | 1.00% |
| BRIDGEMARK INSURANCE GROUP3 Filed as: BRIDGEMARK INSURANCE GROUP LLC | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CONTINENTAL AMERICAN INSURANCE COMPANY | $72K | — | $72K | 64.17% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD FLOOR 2 HAUPPAUGE, NY 11788 | COMPANION LIFE INSURANCE COMPANY | $3K | $4K | $8K | 20.29% |
| BENERATION LLC3 | 2124 RACE STREET GROUND FLOOR PHILADELPHIA, PA 19103 | COMPANION LIFE INSURANCE COMPANY | — | $3K | $3K | 7.98% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF TEXAS, INC. | $363 | — | $363 | 1.00% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD FLOOR 2 HAUPPAUGE, NY 11788 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $3K | $7K | 20.89% |
| MARC RODRIGUEZ3 | 449 WEST 44TH STREET APARTMENT 4K NEW YORK, NY 10036 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $4K | — | $4K | 12.76% |
| A SECURE YOU INC3 | 63 SABLE RUN EAST AMHERST, NY 14051 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $2K | — | $2K | 4.65% |
| SOAR TO SUCCESS LLC3 | 28 ONEIDA STREET NEW BRTAIN, CT 06053 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $84 | — | $84 | 0.25% |
| CHRISTOPHER J BRANTIGAN3 | 4004 MILLBRIDGE PARKWAY WAXHAW, NC 28173 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $68 | — | $68 | 0.20% |
| AUSTIN H SOARES3 | 260 TOWER AVENUE HARTFORD, CT 06120 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $20 | — | $20 | 0.06% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTLA HEALTH PLAN OF ARIZONA, INC. | $278 | — | $278 | 1.00% |
| PROFESSSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD FLOOR 2 HAUPPAUGE, NY 11788 | MUTUAL OF OMAHA INSURANCE COMPANY | $2K | $2K | $4K | 19.74% |
| BENERATION LLC3 | 2124 RACE STREET GROUND FLOOR PHILADELPHIA, PA 19103 | MUTUAL OF OMAHA INSURANCE COMPANY | — | $2K | $2K | 8.22% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD FLOOR 2 HAUPPAUGE, NY 11788 | MUTUAL OF OMAHA INSURANCE COMPANY | $2K | $2K | $4K | 20.29% |
| BENERATION LLC3 | 2124 RACE STREET GROUND FLOOR PHILADELPHIA, PA 19103 | MUTUAL OF OMAHA INSURANCE COMPANY | — | $1K | $1K | 7.99% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF NORTH CAROLINA, INC. | $149 | — | $149 | 1.00% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTLA HEALTH OF PENNSYLVANIA, INC. | $119 | — | $119 | 1.00% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF FLORIDA, INC. | $104 | — | $104 | 1.00% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $100 | — | $100 | 1.00% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF CALIFORNIA, INC. | $96 | — | $96 | 1.00% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF COLORADO, INC. | $94 | — | $94 | 1.00% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF MARYLAND, INC. | $68 | — | $68 | 1.00% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF VIRGINIA, INC. | $53 | — | $53 | 1.01% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CITNA DENTAL HEALTH OF OHIO, INC. | $26 | — | $26 | 0.99% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF ILLNOIS, INC. | $18 | — | $18 | 1.01% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF KANSAS, INC. | $12 | — | $12 | 0.98% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF MISSOURI, INC. | $11 | — | $11 | 0.97% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA HEALTHCARE OF CONNECTICUT, INC. | $9 | — | $9 | 0.96% |
| BRIDGMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF KENTUCKY, INC. | $4 | — | $4 | 1.06% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF NEW MEXICO, INC. | $1 | — | $1 | 1.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,506 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,506 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA INSURANCE OF PUERTO RICO, INC. | 33 | $355K |
| Dental(19 contracts, 19 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,674 | $1.6M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 2,674 | $1.3M |
| Life insurance(3 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 2,487 | $234K |
| Short-term disability(2 contracts, 2 carriers) | MUTUAL OF OMAHA INSURANCE COMPANY | 2,487 | $497K |
| Long-term disability | MUTUAL OF OMAHA INSURANCE COMPANY | 418 | $272K |
| Stop-loss / reinsurancereinsurance | BROKERAGE CONCEPTS, INC | 1,812 | $1.3M |
| Other(5 contracts, 4 carriers) | COMPANION LIFE INSURANCE COMPANY | 2,487 | $361K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,674 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.