| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRIDGEMARK INSURANCE GROUP3 Filed as: BRIDGEMARK INSURANCE GROUP LLC | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | SYMETRA LIFE INSURANCE COMPANY | $133K | — | $133K | 9.08% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD SUITE 200 HAUPPAUGE, NY 11788 | SYMETRA LIFE INSURANCE COMPANY | — | $62K | $62K | 4.22% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $1K | — | $1K | 0.10% |
| INSGROUP INC3 Filed as: BRIDGEMARK INSURANCE GROUP SERVICES | 6929 NORTH HAYDEN ROAD SUITE C4-454 SCOTTSDALE, AZ 85250 | AMERITAS LIFE INSURANCE CORP. OF NEW YORK | $57K | — | $57K | 5.00% |
| BRIDGEMARK INSURANCE GROUP3 Filed as: BRIDGEMARK INSURANCE GROUP LLC | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | SYMETRA LIFE INSURANCE COMPANY | $9K | — | $9K | 9.17% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD SUITE 200 HAUPPAUGE, NY 11788 | SYMETRA LIFE INSURANCE COMPANY | — | $3K | $3K | 3.48% |
| BRIDGEMARK INSURANCE GROUP3 Filed as: BRIDGEMARK INSURANCE GROUP LLC | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | SYMETRA LIFE INSURANCE COMPANY | $6K | — | $6K | 6.58% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD SUITE 200 HAUPPAUGE, NY 11788 | SYMETRA LIFE INSURANCE COMPANY | — | $2K | $2K | 2.50% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH PLAN OF ARIZONA, INC. | $256 | — | $256 | 1.02% |
| MARC RODRIGUEZ3 | 449 WEST 44TH STREET APARTMENT 4K NEW YORK, NY 10036 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $3K | — | $3K | 15.25% |
| MARTY GILANO3 | 63 SABLE RUN EAST AMHERST, NY 14051 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $1K | — | $1K | 7.15% |
| JACK SOARES II3 Filed as: JACK A SOARES II | 28 ONEIDA STREET NEW BRITAIN, CT 06053 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $146 | — | $146 | 0.71% |
| BILL STOVALL3 | 114 MARITIME COURT CHOCOWINITY, NC 27817 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $103 | — | $103 | 0.50% |
| CHRISTOPHER J BRANTIGAN3 Filed as: CHRISTOPHER & JENNIFER BRANTIGA | 4004 MILLBRIDGE PARKWAY WAXHAW, NC 28173 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $97 | — | $97 | 0.47% |
| TONYA M MACK3 Filed as: TONYA & JEREMIAH MACK | 5023 WEST QUINCY STREET CHICAGO, IL 60644 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $34 | — | $34 | 0.17% |
| AUSTIN H SOARES3 | 260 TOWER AVENUE HARTFORD, CT 06120 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $20 | — | $20 | 0.10% |
| DANA M CRUZ3 | 3 HAVEN PLAZA APARTMENT 11B NEW YORK, NY 10009 | AFLAC | $4K | $7 | $4K | 24.01% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $795 | — | $795 | 4.27% |
| ROBERT TABAN DONATO3 | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $366 | — | $366 | 1.97% |
| EMILY MARIE EVANS3 | 2242 SOUTH SARATOGA MESA, AZ 85202 | AFLAC | $99 | — | $99 | 0.53% |
| MARY ALVARADO3 Filed as: MARY RAEGAN ALVARADO | 16522 GILPIN STREET THORNTON, CO 80602 | AFLAC | $85 | — | $85 | 0.46% |
| BRIDGEMARK INS GROUP LLC3 | 8902 EAST VIA LINDA # 110-130 SCOTTSDALE, AZ 85258 | AFLAC | $85 | — | $85 | 0.46% |
| KLEIN INC3 | 325 WEST HURON STREET SUITE 215 CHICAGO, IL 60654 | AFLAC | $52 | — | $52 | 0.28% |
| JASON ANDERSON3 | 2050 EAST 101ST COURT THORNTON, CO 80229 | AFLAC | $45 | — | $45 | 0.24% |
| NANCY ANNE MOCK3 | 573 EAST LARAMIE DRIVE WILLIAMS, AZ 86046 | AFLAC | $44 | — | $44 | 0.24% |
| NORMAN L ROBINSON3 | PO BOX 43 HOPKINTON, MA 01748 | AFLAC | $42 | — | $42 | 0.23% |
| FILIPE A COELHO3 | 4515 SOUTH MCCLINTOCK DRIVE SUITE 212 TEMPE, AZ 85282 | AFLAC | $30 | — | $30 | 0.16% |
| KATHERINE ANDERSON3 | 2050 EAST 101ST COURT THRONTON, CO 80229 | AFLAC | $23 | — | $23 | 0.12% |
| JEFFREY D HARNED3 Filed as: JEFFREY STEPHEN BLOCKER | 3 BARNESDALE ROAD NATICK, MA 01760 | AFLAC | $22 | — | $22 | 0.12% |
| ANDREW CASPERSON3 Filed as: ANDREW W CASPERSON | 325 WEST HURON STREET SUITE 215 CHICAGO, IL 60654 | AFLAC | $17 | — | $17 | 0.09% |
| THE SEGAL COMPANY3 Filed as: LAURA SEGEL | PO BOX 526 MORRISVILLE, NC 27560 | AFLAC | $15 | — | $15 | 0.08% |
| JONATHAN BURGESS3 Filed as: JONATHAN E BURGESS | PO BOX 409 MOULTONBOROUGH, NH 03254 | AFLAC | $12 | — | $12 | 0.06% |
| JOANNA M ROCKWELL3 Filed as: JOANNA M NASCA | 350 NORTH LA SALLE DRIVE SUITE 1410 CHICAGO, IL 60654 | AFLAC | $9 | — | $9 | 0.05% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH OF TEXAS, INC. | $114 | — | $114 | 1.06% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $89 | — | $89 | 1.06% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH OF CALIFORNIA, INC. | $63 | — | $63 | 1.05% |
| DANA M CRUZ3 | 3 HAVEN PLAZA APARTMENT 11B NEW YORK, NY 10009 | AFLAC | $942 | $22 | $964 | 18.67% |
| SPHEREC GROUP LLC3 | 388 BRIDGE STREET APARTMENT 34G BROOKLYN, NY 11201 | AFLAC | $560 | $20 | $580 | 11.23% |
| BRIDGEMARK INS GROUP LLC3 | 6929 NORTH HAYDEN ROAD SUITE C4-454 SCOTTSDALE, AZ 85250 | AFLAC | $464 | — | $464 | 8.99% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA INC | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $275 | $9 | $284 | 5.50% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH OF FLORIDA, INC. | $53 | — | $53 | 1.11% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH OF COLORADO, INC. | $44 | — | $44 | 1.22% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH PLAN OF PENNSYLVANIA, INC. | $43 | — | $43 | 1.20% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH OF KENTUCKY, INC. | $23 | — | $23 | 0.96% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH OF MARYLAND, INC. | $26 | — | $26 | 1.08% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH OF VIRGINIA, INC. | $31 | — | $31 | 1.29% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH OF NORTH CAROLINA, INC. | $28 | — | $28 | 1.17% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA HEALTHCARE OF CONNECTICUT, INC. | $15 | — | $15 | 1.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,736 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,736 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 2,701 | $1.3M |
| Dental(14 contracts, 14 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 2,701 | $2.5M |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 2,701 | $1.3M |
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 2,256 | $1.5M |
| Short-term disability(2 contracts) | SYMETRA LIFE INSURANCE COMPANY | 2,256 | $1.6M |
| Long-term disability | SYMETRA LIFE INSURANCE COMPANY | 2,256 | $1.5M |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 2,701 | $1.3M |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 2,701 | $2.5M |
| Other(6 contracts, 4 carriers) | SYMETRA LIFE INSURANCE COMPANY | 2,701 | $2.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,701 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.