| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $376K | — | $376K | 2.20% |
| STRATEGIC WELLNESS & INS MANAGEMENT3 Filed as: STRATEGIC WELLNESS & INSURANCE | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | -$123 | — | -$123 | -0.00% |
| INSGROUP INC3 Filed as: BRIDGEMARK INSURANCE GROUP SERVICES | 6929 NORTH HAYDEN ROAD SUITE C4-454 SCOTTSDALE, AZ 85250 | AMERITAS LIFE INSURANCE CORP. OF NEW YORK | $37K | — | $37K | 5.00% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $19K | $15K | $33K | 8.65% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $16K | $8K | $24K | 14.80% |
| BRIDGEMARK INSURANCE GROUP3 Filed as: BRIDGEMARK INSURANCE GROUP LLC | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $10K | $15K | $25K | 24.09% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $1K | $4K | 13.58% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH PLAN OF ARIZONA, INC. | $220 | — | $220 | 1.00% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $517 | — | $517 | 4.58% |
| A SECURE YOU INC3 Filed as: A SECURE YOU INC. | 63 SABLE RUN EAST AMHERST, NY 14051 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $2K | — | $2K | 20.60% |
| MARC RODRIGUEZ3 | 449 WEST 44TH STREET APARTMENT 4K NEW YORK, NY 10036 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $1K | — | $1K | 9.66% |
| CHRISTOPHER J BRANTIGAN3 | 4004 MILLBRIDGE PARKWAY WAXHAW, NC 28173 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $157 | — | $157 | 1.44% |
| DULEY BOLWAR & ASSOCIATES INC3 Filed as: DULEY BOLWAR AND ASSOCIATES INC | 14805 NORTH 73RD STREET SCOTTSDALE, AZ 85260 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $33 | — | $33 | 0.30% |
| AUSTIN H SOARES3 | 260 TOWER AVENUE HARTFORD, CT 06120 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $28 | — | $28 | 0.26% |
| TONYA M MACK3 | 5023 WEST QUINCY STREET CHICAGO, IL 60644 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $25 | — | $25 | 0.23% |
| EMILY MARIE EVANS3 | 4515 SOUTH MCCLINTOCK DRIVE SUITE 212 TEMPE, AZ 85282 | AFLAC | $1K | $657 | $2K | 16.85% |
| BRIDGEMARK INSURANCE GROUP3 Filed as: BRIDGEMARK INSURANCE GROUP LLC | 8902 EAST VIA LINDA #110-130 SCOTTSDALE, AZ 85258 | AFLAC | $821 | — | $821 | 8.25% |
| MARY ALVARADO3 Filed as: MARY RAEGEN ALVARADO | 16522 GILPIN STREET THORNTON, CO 80602 | AFLAC | $583 | — | $583 | 5.86% |
| NANCY ANNE MOCK3 | 573 EAST LARAMIE DRIVE WILLIAMS, AZ 86046 | AFLAC | $573 | — | $573 | 5.76% |
| NORMAN L ROBINSON3 | PO BOX 43 HOPKINTON, MA 01748 | AFLAC | $528 | $7 | $535 | 5.38% |
| ROBERT TABAN DONATO3 | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $498 | — | $498 | 5.00% |
| JULIE-ANN KLEIN3 | 303 WEST ERIE STREET CHICAGO, IL 60654 | AFLAC | $271 | — | $271 | 2.72% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $226 | — | $226 | 2.27% |
| FILIPE A COELHO3 | 4515 SOUTH MCCLINTOCK DRIVE SUITE 212 TEMPE, AZ 85282 | AFLAC | $192 | — | $192 | 1.93% |
| JEFFREY D HARNED3 Filed as: JEFFREY STEPHEN BLOCKER | 3 BARNESDALE ROAD NATICK, MA 01760 | AFLAC | $139 | $2 | $141 | 1.42% |
| JASON ANDERSON3 | 2050 EAST 101ST COURT THORNTON, CO 80229 | AFLAC | $107 | — | $107 | 1.08% |
| JONATHAN BURGESS3 Filed as: JONATHAN E BURGESS | 434 DONALD STREET BEDFORD, NH 03110 | AFLAC | $88 | $2 | $90 | 0.90% |
| KATHERINE ANDERSON3 | 2050 EAST 101ST COURT THORNTON, CO 80229 | AFLAC | $77 | — | $77 | 0.77% |
| MICHELE M AVERY3 | 4485 FOXBORO LANE SLINGER, WI 53086 | AFLAC | $75 | — | $75 | 0.75% |
| ANDREW CASPERSON3 Filed as: ANDREW W CASPERSON | 303 WEST ERIE STREET SUITE 400 CHICAGO, IL 60654 | AFLAC | $50 | — | $50 | 0.50% |
| NASCA & ASSOCIATES3 Filed as: NASCA AND ASSOCIATES LTD | 303 WEST ERIE STREET SUITE 400 CHICAGO, IL 60654 | AFLAC | $32 | — | $32 | 0.32% |
| PATRICIA M LEACH3 | 4405 HONEYWOOD LANE JACKSON, WI 53037 | AFLAC | $20 | — | $20 | 0.20% |
| THE SEGAL COMPANY3 Filed as: LAURA SEGEL | 123 CURLEW DRIVE CHAPEL HILL, NC 27517 | AFLAC | $18 | — | $18 | 0.18% |
| THE SEGAL COMPANY3 Filed as: LAURA SEGEL | 360 WEST ILLINOIS STREET APARTMENT 9A CHICAGO, IL 60654 | AFLAC | $16 | — | $16 | 0.16% |
| JACK D BREES3 | 350 BISHOPS WAY SUITE 105 BROOKFIELD, WI 53005 | AFLAC | $12 | — | $12 | 0.12% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $85 | — | $85 | 0.96% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH OF TEXAS, INC. | $71 | — | $71 | 0.92% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH OF CALIFORNIA,INC. | $54 | — | $54 | 0.98% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH OF COLORADO, INC. | $41 | — | $41 | 0.93% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH OF PENNSYLVANIA, INC. | $35 | — | $35 | 1.06% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH OF VIRGINIA, INC. | $35 | — | $35 | 1.06% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH OF MARYLAND, INC. | $23 | — | $23 | 1.04% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH OF FLORIDA, INC. | $26 | — | $26 | 1.18% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH OF ILLINOIS, INC. | $21 | — | $21 | 0.95% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA DENTAL HEALTH OF NORTH CAROLINA, INC. | $17 | — | $17 | 0.77% |
| BRIDGEMARK INSURANCE GROUP3 | — | CIGNA HEALTHCARE OF CONNECTICUT, INC. | $7 | — | $7 | 0.63% |
| SPHEREC GROUP LLC3 | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $183 | — | $183 | 23.74% |
| BRIDGEMARK INSURANCE GROUP3 Filed as: BRIDGEMARK INSURANCE GROUP LLC | 6929 NORTH HAYDEN ROAD SUITE C4-454 SCOTTSDALE, AZ 85250 | AFLAC | $132 | — | $132 | 17.12% |
| S S NESBITT & CO INC3 Filed as: ARLENE NESBITT | 74 WEST 92ND STREET APARTMENT 12C NEW YORK, NY 10025 | AFLAC | $50 | $2 | $52 | 6.74% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA INC | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $51 | — | $51 | 6.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,993 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,993 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 2,467 | $17.1M |
| Dental(14 contracts, 14 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 2,467 | $17.9M |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 2,467 | $17.1M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,993 | $163K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,990 | $385K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 364 | $103K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 2,467 | $17.1M |
| Other(6 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,993 | $224K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,467 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.