| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSGROUP INC3 Filed as: BRIDGEMARK INSURANCE GROUP SERVICES | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | METROPOLITAN LIFE INSURANCE COMPANY | $61K | — | $61K | 4.43% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD SUITE 200 HAUPPAUGE, NY 11788 | METROPOLITAN LIFE INSURANCE COMPANY | $43K | $3K | $46K | 3.33% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD FLOOR 2 HAUPPAUGE, NY 11788 | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | $50K | $25K | $75K | 15.00% |
| HEALTHJOY, LLC3 | PO BOX 776932 CHICAGO, IL 60677 | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | — | $47K | $47K | 9.40% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD FLOOR 2 HAUPPAUGE, NY 11788 | MUTUAL OF OMAHA INSURANCE COMPANY | $25K | $12K | $37K | 15.00% |
| HEALTHJOY, LLC3 | PO BOX 776932 CHICAGO, IL 60677 | MUTUAL OF OMAHA INSURANCE COMPANY | — | $23K | $23K | 9.40% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD FLOOR 2 HAUPPAUGE, NY 11788 | COMPANION LIFE INSURANCE COMPANY | $23K | $11K | $34K | 15.00% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: BENEFIT & RISK MGMT SERV | 80 IRON POINT CIRCLE SUITE 200 FOLSOM, CA 95630 | COMPANION LIFE INSURANCE COMPANY | — | $20K | $20K | 8.70% |
| BRIDGEMARK INSURANCE GROUP3 Filed as: BRIDGEMARK INSURANCE GROUP LLC | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CONTINENTAL AMERICAN INSURANCE COMPANY | $55K | — | $55K | 35.04% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD FLOOR 2 HAUPPAUGE, NY 11788 | COMPANION LIFE INSURANCE COMPANY | $4K | $2K | $6K | 15.00% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: BENEFIT & RISK MGMT SERV | 80 IRON POINT CIRCLE SUITE 200 FOLSOM, CA 95630 | COMPANION LIFE INSURANCE COMPANY | — | $4K | $4K | 8.70% |
| MARC RODRIGUEZ3 | 449 WEST 44TH STREET APARTMENT 4K NEW YORK, NY 10036 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $4K | — | $4K | 10.33% |
| A SECURE YOU INC3 | 63 SABLE RUN EAST AMHERST, NY 14051 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $2K | — | $2K | 4.54% |
| SOAR TO SUCCESS LLC3 | 28 ONEIDA STREET NEW BRTAIN, CT 06053 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $104 | — | $104 | 0.29% |
| CHRISTOPHER J BRANTIGAN3 | 4004 MILLBRIDGE PARKWAY WAXHAW, NC 28173 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $62 | — | $62 | 0.17% |
| CAREN WASSERMAN3 | 61 COTTONWOOD COURT WANTAGH, NY 11793 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $56 | — | $56 | 0.16% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF TEXAS, INC. | $310 | — | $310 | 1.00% |
| PROFESSSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD FLOOR 2 HAUPPAUGE, NY 11788 | MUTUAL OF OMAHA INSURANCE COMPANY | $2K | $1K | $3K | 15.00% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: BENEFIT & RISK MGMT SERV | 80 IRON POINT CIRCLE SUITE 200 FOLSOM, CA 95630 | MUTUAL OF OMAHA INSURANCE COMPANY | — | $2K | $2K | 8.70% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD FLOOR 2 HAUPPAUGE, NY 11788 | MUTUAL OF OMAHA INSURANCE COMPANY | $2K | $1K | $3K | 15.00% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: BENEFIT & RISK MGMT SERV | 80 IRON POINT CIRCLE SUITE 200 FOLSOM, CA 95630 | MUTUAL OF OMAHA INSURANCE COMPANY | — | $2K | $2K | 8.70% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $183 | — | $183 | 1.00% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD FLOOR 2 HAUPPAUGE, NY 11788 | MUTUAL OF OMAHA INSURANCE COMPANY | $2K | $868 | $3K | 15.00% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTLA HEALTH PLAN OF ARIZONA, INC. | $133 | — | $133 | 1.00% |
| MICHAEL A. TOTTIS3 Filed as: MICHAEL HANNER | 6329 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | DELTA DENTAL OF PUERTO RICO, INC. | $1K | — | $1K | 10.00% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF CALIFORNIA, INC. | $103 | — | $103 | 1.00% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF PENNSYLVANIA, INC. | $99 | — | $99 | 1.00% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF FLORIDA, INC. | $74 | — | $74 | 1.00% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF NORTH CAROLINA, INC. | $68 | — | $68 | 1.00% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF COLORADO, INC. | $62 | — | $62 | 1.00% |
| BRIDGMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF KENTUCKY, INC. | $39 | — | $39 | 1.01% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF VIRGINIA, INC. | $37 | — | $37 | 0.99% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF MARYLAND, INC. | $21 | — | $21 | 1.02% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA HEALTHCARE OF CONNECTICUT, INC. | $21 | — | $21 | 1.02% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF OHIO, INC. | $20 | — | $20 | 1.01% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF KANSAS, INC. | $7 | — | $7 | 1.08% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF MISSOURI, INC. | $4 | — | $4 | 0.92% |
| BRIDGEMARK INSURANCE GROUP3 | 6929 NORTH HAYDEN ROAD SUITE C4454 SCOTTSDALE, AZ 85250 | CIGNA DENTAL HEALTH OF DELAWARE, INC. | $1 | — | $1 | 0.69% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,356 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,370 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | TRIPLE S SALUD, INC. | 34 | $355K |
| Dental(19 contracts, 19 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,247 | $1.6M |
| Vision(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,247 | $1.5M |
| Life insurance(3 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 2,410 | $290K |
| Short-term disability(2 contracts, 2 carriers) | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | 2,410 | $516K |
| Long-term disability | MUTUAL OF OMAHA INSURANCE COMPANY | 399 | $248K |
| Stop-loss / reinsurancereinsurance | UNITED STATES FIRE INSURANCE COMPANY | 1,835 | $1.2M |
| Other(5 contracts, 4 carriers) | COMPANION LIFE INSURANCE COMPANY | 2,410 | $463K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,410 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.