No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA EIN 59-1031071 ADMINISTRATION | Named fiduciary; Float revenue; Claims processing; Direct payment from the plan; Non-monetary compensation; Contract Administrator; Participant communication; Other services Service code 12 | — | $24.8M |
| EXPRESS SCRIPTS EIN 43-1420563 CONTRACT ADMIN | Contract Administrator Service code 13 | — | $2.5M |
| ERNST & YOUNG EIN 34-6465596 CONSULTING | Consulting (general) Service code 16 | — | $870K |
| NS4 12 LLC EIN 26-2868596 ADMINISTRATION | Contract Administrator Service code 13 | — | $500K |
| MACYS CREDIT & CUSTOMER SERVICES EIN 31-1397510 ADMINISTRATION | Plan Administrator Service code 14 | — | $405K |
| TRUVEN HEALTH ANALYTICS EIN 06-1467923 RECDKPG/INFO MGT | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $222K |
| MACYS INC EIN 13-3324058 ADMINISTRATION | Plan Administrator Service code 14 | — | $195K |
| MERCER EIN 13-2834414 ACCOUNTING | Accounting (including auditing) Service code 10 | — | $149K |
| CONNECTICUT GENERAL LIFE INS CO | Named fiduciary; Non-monetary compensation; Contract Administrator; Direct payment from the plan; Participant communication; Claims processing; Float revenue; Other services Service code 12 | — | $70K |
| CIGNA BEHAVIORAL HEALTH EIN 41-1648670 ADMINISTRATION | Contract Administrator; Direct payment from the plan; Claims processing; Participant communication Service code 12 | — | $17K |
| JP MORGAN CHASE BANK EIN 13-4494650 TRUSTEE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $9K |
| BISON DISC EIN 59-3793811 PRINTING & DUP | Insurance services Service code 23 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 109,902 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 12,397 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 9,061 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 131,360 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(17 contracts, 7 carriers) | GROUP HEALTH COOPERATIVE - KAISER | 464 | $7.0M |
| Dental(5 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 61,462 | $29.9M |
| Vision | TRIPLE-S, INC. | 221 | $978K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 60,026 | $11.9M |
| Prescription drug | TRIPLE-S, INC. | 221 | $978K |
| Other(2 contracts, 2 carriers) | ZURICH AMERICAN INSURANCE COMPANY | 27,289 | $2.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 61,462 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.