See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 47 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA EIN 59-1031071 ADMINISTRATION | Contract Administrator; Float revenue; Other services; Direct payment from the plan; Participant communication; Named fiduciary; Claims processing; Non-monetary compensation Service code 12 | — | $22.6M |
| EXPRESS SCRIPTS EIN 43-1420563 CONTRACT ADMIN | Contract Administrator Service code 13 | — | $1.1M |
| ERNST & YOUNG EIN 34-6465596 CONSULTING | Consulting (general) Service code 16 | — | $814K |
| NS412 LLC EIN 26-2868596 ADMINISTRATION | Contract Administrator Service code 13 | — | $764K |
| MACYS CREDIT & CUSTOMER SERVICES EIN 31-1397510 ADMINISTRATION | Plan Administrator Service code 14 | — | $333K |
| TRUVEN HEALTH ANALYTICS EIN 06-1467923 RECDKPG / INFO MGT | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $223K |
| MACYS INC EIN 13-3324058 ADMINISTRATION | Plan Administrator Service code 14 | — | $222K |
| CONNECTICUT GENERAL LIFE INS CO | Participant communication; Float revenue; Contract Administrator; Direct payment from the plan; Non-monetary compensation; Claims processing; Other services; Named fiduciary Service code 12 | — | $67K |
| BANK OF AMERICA EIN 52-1523496 ADMIN/ RECDKPG/ INFO MGT | Recordkeeping and information management (computing, tabulating, data processing, etc.); Plan Administrator Service code 14 | — | $54K |
| BISON OPTICAL DISC INC EIN 59-3793811 PRINTING & DUP | Insurance services Service code 23 | — | $31K |
| SANGER & EBY EIN 31-1153236 PART COMMUNICATION | Participant communication Service code 38 | — | $27K |
| PARTNERCOMM EIN 75-2541310 PART COMMUNUNICATION | Participant communication Service code 38 | — | $24K |
| UNITED STATES POSTAL SERVICE EIN 41-0760000 PART COMMUNICATION | Participant communication Service code 38 | — | $22K |
| CIGNA BEHAVIORAL HEALTH EIN 41-1648670 ADMINISTRATION | Direct payment from the plan; Claims processing; Contract Administrator; Participant communication Service code 12 | — | $17K |
| RPI COLOR SERVICES INC EIN 31-0994477 PRINTING & DUPLICATION | Insurance services Service code 23 | — | $15K |
| AON HEWITT EIN 22-2232264 ACTUARIAL | Actuarial Service code 11 | — | $14K |
| RSVP DIRECT INC EIN 36-3964634 PART COMMUNICATION | Participant communication Service code 38 | — | $10K |
| JP MORGAN CHASE EIN 13-4494650 TRUSTEE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $9K |
| MERCER EIN 13-2834414 ACCOUNTING | Accounting (including auditing) Service code 10 | — | $8K |
| CONNECTICUT GENERAL LIFE INSURANCE | Named fiduciary; Participant communication; Float revenue; Claims processing; Direct payment from the plan; Contract Administrator; Other services; Non-monetary compensation Service code 12 | — | $2K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118,777 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 24,850 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 143,627 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(18 contracts, 8 carriers) | GROUP HEALTH COOPERATIVE - KAISER | 528 | $6.9M |
| Dental(5 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 63,023 | $29.3M |
| Vision | TRIPLE-S, INC. | 165 | $707K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 63,498 | $12.5M |
| Prescription drug | TRIPLE-S, INC. | 165 | $707K |
| Other(2 contracts, 2 carriers) | ZURICH AMERICAN INSURANCE COMPANY | 28,692 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 63,498 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.