| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS AND WILLIAMS INC | 2211 7TH AVENUE SOUTH BIRMINGHAM, AL 35233 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $158K | $0 | $158K | 5.00% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES | 3605 GLENWOOD AVE RALEIGH, NC 27612 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $0 | $12K | $12K | 0.37% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF, SEIBELS AND WILLIAMS, INC | 221 7TH AVENUE SOUTH BIRMINGHAM, AL 35233 | MAPLE RED INSURANCE COMPANY | $187K | $0 | $187K | 7.01% |
| HOLMES MURPHY & ASSOCIATES3 | 3001 WESTOWN PARKWAY WEST DES MOINES, IA 50266 | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC. | $33K | $0 | $33K | 1.80% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS AND WILLIAMS INC | 2211 7TH AVENUE SOUTH BIRMINGHAM, AL 35233 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $61K | $0 | $61K | 5.00% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES | 3605 GLENWOOD AVE RALEIGH, NC 27612 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $0 | $4K | $4K | 0.37% |
| HOLMES MURPHY & ASSOCIATES3 | 12712 PARK CENTRAL DRIVE, SUITE 100 DALLAS, TX 752511527 | VISION SERVICE PLAN | $99K | $0 | $99K | 10.00% |
| HOLMES MURPHY & ASSOCIATES3 | 12712 PARK CENTRAL DR, STE 100 DALLAS, TX 75251 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $35K | $0 | $35K | 10.00% |
| HOLMES MURPHY & ASSOCIATES3 | 12712 PARK CENTRAL DR STE 100 DALLAS, TX 75251 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $25K | $0 | $25K | 10.00% |
| REUBEN WARNER ASSOCIATES, INC.3 | 1655 RICHMOND AVENUE STATEN ISLAND, NY 10314 | ZURICH AMERICAN INSURANCE COMPANY | $0 | $32K | $32K | 15.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF, SEIBELS AND WILLIAMS, INC. | 2211 7TH AVENUE SOUTH BIRMINGHAM, AL 33523 | ZURICH AMERICAN INSURANCE COMPANY | $11K | $0 | $11K | 5.00% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY, & ASSOCIATES | 3001 WESTOWN PARKWAY WEST DES MOINES, IA 50266 | HYATT LEGAL PLANS | $17K | $3K | $20K | 11.72% |
| HOLMES MURPHY & ASSOCIATES3 | PO BOX 9207 DES MOINES, IA 50306 | HYATT LEGAL PLANS | $0 | $29 | $29 | 0.02% |
| ABLE BENEFIT SOLUTIONS3 | 2 RIVERCHASE RIDGE, SUITE 200 BIRMINGHAM, AL 35244 | AMERICAN UNITED LIFE INSURANCE COMPANY | $8K | $2K | $10K | 12.68% |
| GARY D ABERNATHY3 | HUNTSVILLE HUNTSVILLE, AL 35805 | AMERICAN UNITED LIFE INSURANCE COMPANY | $3K | $0 | $3K | 4.00% |
| JAMES M WATKINS3 | HUNTSVILLE HUNTSVILLE, AL 35805 | AMERICAN UNITED LIFE INSURANCE COMPANY | $762 | $0 | $762 | 1.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF, SEIBELS, AND WILLIAMS, INC | 2211 7TH AVENUE SOUTH BIRMINGHAM, AL 35233 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $5K | $0 | $5K | 9.11% |
| NORBERT FELTROP3 Filed as: NORBERT R FELTROP | 804 HOLLY RDG CANTON, GA 30115 | AFLAC | $40 | $2K | $2K | 8.25% |
| DUSTIN ROBERT JOHNSON3 | 50 HURT PLZ SE STE 995 ATLANTA, GA 30303 | AFLAC | $1K | $63 | $1K | 6.13% |
| GARETT J KELLER3 | 319 E 2ND ST OWENSBORO, KY 42303 | AFLAC | $1K | $0 | $1K | 5.45% |
| LARRY E SHARP3 | 1307 BIG COVE RD SE HUNTSVILLE, AL 35801 | AFLAC | $964 | $57 | $1K | 4.67% |
| MELANIE H KELLEY3 | 149 REDCLIFFE DR NW HUNTSVILLE, AL 35806 | AFLAC | $536 | $59 | $595 | 2.72% |
| SAIC INC3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $456 | $23 | $479 | 2.19% |
| ERIN C TOMLINSON3 | 9694 MADISON BLVD, STE A9 MADISON, AL 35758 | AFLAC | $340 | $17 | $357 | 1.63% |
| HOLMES AND ASSOCIATES, INC.3 Filed as: HOLMES & ASSOCIATES INC. | 4278 BOULDER LAKE CIR VESTAVIA, AL 35242 | AFLAC | $245 | $0 | $245 | 1.12% |
| DEBORAH B SMITH3 | 4720 TWIN OAKS DR NW KENNESAW, GA 30152 | AFLAC | $185 | $13 | $198 | 0.91% |
| CHARLES HOWARD JOBE3 | 1501 OLD MONROVIA RD NW APT 13001 HUNTSVILLE, AL 35806 | AFLAC | $193 | $0 | $193 | 0.88% |
| CULLEN SMITH & ASSOCIATES INC3 Filed as: CULLEN SMITH & ASSOCIATES INC. | 2764 RISING MEADOW DR AKRON, OH 44333 | AFLAC | $156 | $17 | $173 | 0.79% |
| JENNIFER KELLER3 Filed as: JENNIFER L KELLER | 319 E 2ND ST OWENSBORO, KY 42303 | AFLAC | $170 | $0 | $170 | 0.78% |
| THOMAS R HAWKINS3 | 1 SHEPARD DRIVE FLINTVILLE, TN 37335 | AFLAC | $164 | $0 | $164 | 0.75% |
| FRANK ANTHONY LAIRD3 | 222 KENTUCKY AVE, STE 3 PADUCAH, KY 42003 | AFLAC | $147 | $0 | $147 | 0.67% |
| JOSHUA K HOPPE3 | 580 WHITE PLAINS RD, STE 115 TARRYTOWN, NY 10591 | AFLAC | $127 | $15 | $142 | 0.65% |
| RONALD E KIRKLAND3 | 4 SOTHEBY PL SE GURLEY, AL 35748 | AFLAC | $127 | $0 | $127 | 0.58% |
| R AARON WRIGHT3 | 9200 SHELBYVILLE RD, STE 605 LOUISVILLE, KY 40222 | AFLAC | $109 | $0 | $109 | 0.50% |
| ELENI A NIKOLAS3 Filed as: ELENI A KRAUSE | 50 HURT PLZ SE, STE 995 THE HURT BUILDING ATLANTA, GA 30303 | AFLAC | $64 | $0 | $64 | 0.29% |
| SCOTT A SMITH3 | 5300 OAKBROOK PKWY BLDG 300 STE 350 NORCROSS, GA 30093 | AFLAC | $32 | $15 | $47 | 0.22% |
| SHANE M OWEN3 Filed as: SHANE HOHLER | 13163 BUCKTHORN CT MOBILE, AL 36608 | AFLAC | $43 | $0 | $43 | 0.20% |
| JOHN MOBLEY3 Filed as: JOHN M MOBLEY | 164 BUCKEYE LOOP S MIDLAND, GA 31820 | AFLAC | $18 | $0 | $18 | 0.08% |
| JOHN B YARBOROUGH3 | 1113 MOUNTAIN OAKS DRIVE HOOVER, AL 35226 | AFLAC | $16 | $0 | $16 | 0.07% |
| PAUL SPENCER3 | 841 BEAR TRACE HOOVER, AL 35226 | AFLAC | $16 | $0 | $16 | 0.07% |
| JOSEPH S WILLIAMS3 | 2400 HERODIAN WAY SE STE 170 SMYRNA, GA 30080 | AFLAC | $11 | $2 | $13 | 0.06% |
| KATHY B MOBLEY3 | 173 WAVERLY CIRCLE WAVERLY HALL, GA 31831 | AFLAC | $9 | $0 | $9 | 0.04% |
| R AND L SUPPLEMENTAL BENEFITS INC3 Filed as: R & L SUPPLEMENTAL BENEFITS, INC | PO BOX 893 FLORENCE, AL 35631 | AFLAC | $8 | $0 | $8 | 0.04% |
| LANZA & ASSOCIATES LLC3 | 4505 PINE TREE CIR, STE 201 VESTAVIA, AL 35243 | AFLAC | $7 | $0 | $7 | 0.03% |
| REID RICHARD SUTTON3 Filed as: REID WEBSTER | 139 DEATON RD LACEYS SPRING, AL 35754 | AFLAC | $5 | $0 | $5 | 0.02% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: REUBEN WARNER ASSOCIATES | 1655 RICHMOND AVENUE STATEN ISLAND, NY 10314 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $0 | $1K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,233 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 729 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,962 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 7 carriers) | MAPLE RED INSURANCE COMPANY | 4,605 | $9.2M |
| Dental | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 247 | $940K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 3,257 | $1.0M |
| Life insurance(2 contracts, 2 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 5,029 | $3.2M |
| Short-term disability(3 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 1,014 | $169K |
| Long-term disability(2 contracts, 2 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 5,229 | $1.3M |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 247 | $940K |
| Stop-loss / reinsurancereinsurance | MAPLE RED INSURANCE COMPANY | 4,605 | $2.7M |
| Other(9 contracts, 8 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 5,886 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,886 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.