Welfare broker

LANZA & ASSOCIATES LLC

Mailing address (most recent filing)

2100 RIVER HAVEN LN

STE 230

HOOVER, AL 352441266

Total comp: $37K
Commissions: $37K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where LANZA & ASSOCIATES LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	1	$1.6M	0.1%	107.78x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LANZA & ASSOCIATES LLC's plans by broker comp / premium ratio. Median 1.38% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of LANZA & ASSOCIATES LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where LANZA & ASSOCIATES LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WINSOUTH CREDIT UNION WINSOUTH CREDIT UNION HEALTH AND WELFARE BENEFIT PLAN	AL	$1.6M	$22K	BLUE CROSS AND BLUE SHIELD OF ALABAMA