| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: DRIVER ALLIANT INSURANCE SERVICES | 701 B ST SAN DIEGO, CA 92101 | AETNA LIFE INSURANCE CO. | $12K | — | $12K | 3.17% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 2000 WEST LOOP SOUTH HOUSTON, TX 77027 | THE PAUL REVERE LIFE INSURANCE COMPANY | $20K | — | $20K | 8.48% |
| DANA SUMMERS3 | 259 OVERLAND TRAIL HAYS, NC 28635 | THE PAUL REVERE LIFE INSURANCE COMPANY | $9K | — | $9K | 3.78% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BLVD WOODBURY, NY 11797 | THE PAUL REVERE LIFE INSURANCE COMPANY | $5K | — | $5K | 2.29% |
| KIMANI MATTHEW3 | 52 CANTON RD WEST SIMSBURY, CT 06092 | THE PAUL REVERE LIFE INSURANCE COMPANY | $3K | $149 | $3K | 1.40% |
| TRALYNN HUSBANDS3 | 8311 139TH ST APT 6G BRIARWOOD, NY 11435 | THE PAUL REVERE LIFE INSURANCE COMPANY | $2K | — | $2K | 0.76% |
| THOMAS E KIENZLER3 | 359 WASHINGTON RD ENFIELD, CT 06082 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1K | — | $1K | 0.55% |
| MCO PARTNERS LLC3 | 6 LATHROP AVE UNIT B MADISON, NJ 07940 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1K | — | $1K | 0.52% |
| HEIL BUSINESS SOLUTIONS CORPORATION3 Filed as: HEIL BUSINESS SOLUTIONS CORPORATIN | 3909 SHORESIDE CIRCLE TAMPA, FL 33624 | THE PAUL REVERE LIFE INSURANCE COMPANY | $949 | — | $949 | 0.41% |
| SPEYSIDE CONSULTING GROUP LLC3 | 259 OVERLAND TRAIL HAYS, NC 28635 | THE PAUL REVERE LIFE INSURANCE COMPANY | $933 | — | $933 | 0.41% |
| SOTERIA PARTNERS LLC3 | 550 W 29TH AVE APT 3A NEW YORK, NM 10001 | THE PAUL REVERE LIFE INSURANCE COMPANY | $493 | $59 | $552 | 0.24% |
| CRYSTAL IBC LLC3 | 1 FINANCIAL SQUARE FL 32 NEW YORK, NY 10005 | THE PAUL REVERE LIFE INSURANCE COMPANY | $204 | — | $204 | 0.09% |
| C & L REED ASSOCIATES LLC3 | 2911 GLENARDEN DRIVE CHARLESTON, SC 29414 | THE PAUL REVERE LIFE INSURANCE COMPANY | $183 | — | $183 | 0.08% |
| MICHAEL ANGELO ARROYO3 | 28 OXFORD PLACE STATEN ISLAND, NY 10301 | THE PAUL REVERE LIFE INSURANCE COMPANY | $149 | — | $149 | 0.06% |
| YOLANDA TRISTANCHO-HELWIG3 | 315 W 39TH ST RM 303 NEW YORK, NY 10018 | THE PAUL REVERE LIFE INSURANCE COMPANY | $119 | — | $119 | 0.05% |
| CHOICE BENEFITS SOLUTIONS LLC3 | 11399 81ST PL SEMINOLE, FL 33772 | THE PAUL REVERE LIFE INSURANCE COMPANY | $83 | — | $83 | 0.04% |
| SHARON J DAVIS-EDWARDS3 | 2163 MERRICK AVE STE 3 MERRICK, NY 11566 | THE PAUL REVERE LIFE INSURANCE COMPANY | $71 | — | $71 | 0.03% |
| INTEGRITY ASSOCIATES INS. SERVICES3 Filed as: INTEGRITY INSURANCE INC | 123 PINE VALLEY DR MIDDLETOWN, DE 19709 | THE PAUL REVERE LIFE INSURANCE COMPANY | $57 | — | $57 | 0.02% |
| BROAD COVERAGE SERVICE INC3 | 6 KASER TERRACE MONSEY, NY 10952 | THE PAUL REVERE LIFE INSURANCE COMPANY | $25 | — | $25 | 0.01% |
| FNA INSURANCE SERVICES INC3 | 2003 JERICHO TURNPIKE NEW HYDE PARK, NY 11040 | THE PAUL REVERE LIFE INSURANCE COMPANY | $8 | — | $8 | 0.00% |
| HELEN DIZ-HATTON3 | 4 PALMER LANE ENGLISHTOWN, NJ 07726 | THE PAUL REVERE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| DONALD C SAVOY INC3 Filed as: DONALD C SAVOY INC TA SAVOY ASSOCIA | T/A SAVOY ASSOCIATES FLORHAM PARK, NJ 07932 | THE PAUL REVERE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 32 OLD SLIP NEW YORK, NY 10005 | FIRST UNUM LIFE INSURANCE COMPANY | $9K | $353 | $10K | 20.75% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT EMPLOYEE BENEFITS | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | EYEMED VISION CARE | $2K | — | $2K | 5.74% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES - NY | 101 PARK AVENUE 14TH FLOOR NEW YORK, NY 10178 | EYEMED VISION CARE | $1K | — | $1K | 4.24% |
| ALLIANT INSURANCE SERVICES, INC.3 | 32 OLD SLIP NEW YORK, NY 10005 | FIRST UNUM LIFE INSURANCE COMPANY | $3K | $158 | $3K | 14.62% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 638 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 642 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE CO. | 913 | $372K |
| Vision | EYEMED VISION CARE | 483 | $31K |
| Life insurance(2 contracts, 2 carriers) | THE PAUL REVERE LIFE INSURANCE COMPANY | 808 | $251K |
| Short-term disability | THE PAUL REVERE LIFE INSURANCE COMPANY | 190 | $230K |
| Long-term disability | FIRST UNUM LIFE INSURANCE COMPANY | 291 | $47K |
| Stop-loss / reinsurancereinsurance | NATIONWIDE LIFE INSURANCE COMPANY | 441 | $475K |
| Other(2 contracts, 2 carriers) | THE PAUL REVERE LIFE INSURANCE COMPANY | 808 | $251K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 913 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.