| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | 16 W 36TH STREET 11TH FLOOR NEW YORK, NY 10018 | AFLAC | $3K | — | $3K | 6.04% |
| ENIDA MICI3 | 353 E 82ND STREET APT 9 NEW YORK, NY 10028 | AFLAC | $2K | $10 | $2K | 4.84% |
| MATTHEW CERULLA3 | 353 E 82ND STREET APT 9 NEW YORK, NC 10026 | AFLAC | $2K | $44 | $2K | 4.01% |
| PATRICK RUHLE3 Filed as: PATRICK C HARDIE | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $459 | $10 | $469 | 1.09% |
| STEPHEN WHITE3 Filed as: STEPHEN P WHITE | 5 EMERALD LANE MONTEBELLO, NY 10901 | AFLAC | $347 | — | $347 | 0.81% |
| KENNETH C MEIER CORP3 | 19 MARKWOOD ROAD GARDEN CITY, NY 11530 | AFLAC | $182 | — | $182 | 0.42% |
| RICHARD PETERSON3 | 19 IDLE DAY DRIVE CENTERPORT, NY 11721 | AFLAC | $165 | — | $165 | 0.38% |
| SNEZANA SKENDAJ3 Filed as: SNEZANA SKENDERAJ | 6004 WOODBINE STREET APT 3L RIDGEWOOD, NY 11385 | AFLAC | $159 | — | $159 | 0.37% |
| VIRGIL V RICHARDSON3 | 200 W 143RD STREET APT 20M NEW YORK, NY 10030 | AFLAC | $48 | — | $48 | 0.11% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $34 | — | $34 | 0.08% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $21 | — | $21 | 0.05% |
| S BEIN INC3 | 8676 SW CARRARA WAY PORT ST LUCIE, FL 34987 | AFLAC | $16 | — | $16 | 0.04% |
| TODD BURKE3 | 199 WATER STREET FLOOR 23 NEW YORK, NY 10038 | AFLAC | $10 | — | $10 | 0.02% |
| JENNIFER E LUBELSKY3 Filed as: JENNIFER ELIA LUBELSKY | 80 JOHN STREET APT 11C NEW YORK, NY 10038 | AFLAC | $8 | — | $8 | 0.02% |
| REID KLEINMAN3 | 1483 YORK AVENUE UNIT 20565 NEW YORK, NY 10021 | AFLAC | $5 | — | $5 | 0.01% |
| REID KLEINMAN3 | PO BOX 20565 NEW YORK, NY 10021 | AFLAC | $1 | — | $1 | 0.00% |
| ACRISURE LLC3 | 16 WEST 36TH STREET 11TH FLOOR NEW YORK, NY 10018 | GUARDIAN | $2K | — | $2K | 5.39% |
| JACK E RAHMEY3 | 1880 EAST 23RD STREET BROOKLYN, NY 11229 | GUARDIAN | $2K | — | $2K | 5.39% |
| ACRISURE LLC3 | 16 W 36TH STREET FL 11 NEW YORK, NY 10028 | GUARDIAN | $173 | — | $173 | 0.43% |
| ENIDA MICI3 | 353 E 82ND STREET APT 9 NEW YORK, NY 10028 | AFLAC | $1K | $53 | $1K | 6.34% |
| ACRISURE LLC3 | 16 W 36TH STREET 11TH FLOOR NEW YORK, NY 10018 | AFLAC | $1K | — | $1K | 5.57% |
| MATTHEW CERULLA3 | 353 E 82ND STREET APT 9 NEW YORK, NY 10028 | AFLAC | $499 | $146 | $645 | 2.78% |
| PATRICK RUHLE3 Filed as: PATRICK C HARDIE | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $198 | $38 | $236 | 1.02% |
| RICHARD PETERSON3 | 19 IDLE DAY DRIVE CENTERPORT, NY 11721 | AFLAC | $180 | — | $180 | 0.78% |
| STEPHEN WHITE3 Filed as: STEPHEN P WHITE | 5 EMERALD LANE MONTEBELLO, NY 10901 | AFLAC | $73 | — | $73 | 0.31% |
| ANGELA MONTENEGRO3 | 74 HILLANDALE DRIVE NEW ROCHELLE, NY 10804 | AFLAC | $71 | — | $71 | 0.31% |
| DOUGLAS MEIER3 Filed as: DOUGLAS R MEIER | 23 ROCKLEDGE TERRACE POMPTON PLAINS, NJ 07444 | AFLAC | $36 | — | $36 | 0.16% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C MEIER CORPORATION | 19 MARKWOOD ROAD GARDEN CITY, NY 11530 | AFLAC | $33 | — | $33 | 0.14% |
| SNEZANA SKENDAJ3 | 6004 WOODBINE STREET APT 3L RIDGEWOOD, NY 11385 | AFLAC | $28 | — | $28 | 0.12% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $5 | — | $5 | 0.02% |
| BENITO A ROTONDI II INC3 Filed as: BENITO ROTONDI II INC | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $5 | — | $5 | 0.02% |
| DYMOND INC3 | 180 W 93RD STREET APT 6B NEW YORK, NY 10025 | AFLAC | $1 | — | $1 | 0.00% |
| TODD BURKE3 | 199 WATER STREET FLOOR 23 NEW YORK, NY 10038 | AFLAC | $1 | — | $1 | 0.00% |
| ACRISURE LLC3 | 5664 PRAIRIE CREEK DRIVE CALEDONIA, MI 49319 | HARTFORD LIFE AND ACCIDENT INSURANCE | $113 | $9 | $122 | 16.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 224 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 224 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | GUARDIAN | 220 | $40K |
| Life insurance | GUARDIAN | 220 | $40K |
| Other(4 contracts, 3 carriers) | AFLAC | 274 | $107K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 274 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.