| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENIDA MICI3 | 353 E 82ND STREET APT 9 NEW YORK, NY 10028 | AFLAC | $2K | $239 | $2K | 6.92% |
| COMPAIN ANDERSON AZAR LTD3 | 16 W 36TH STREET 11TH FLOOR NEW YORK, NY 10018 | AFLAC | $626 | — | $626 | 2.20% |
| ACRISURE LLC3 | 16 W 35TH STREET 11TH FLOOR NEW YORK, NY 10018 | AFLAC | $445 | — | $445 | 1.57% |
| STEPHEN WHITE3 Filed as: STEPHEN P WHITE | 5 EMERALD LANE MONTEBELLO, NY 10901 | AFLAC | $336 | — | $336 | 1.18% |
| RICHARD PETERSON3 | 14107 20TH AVENUE SUITE 507 WHITESTONE, NY 11357 | AFLAC | $199 | $40 | $239 | 0.84% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $170 | — | $170 | 0.60% |
| SNEZANA SKENDAJ3 Filed as: SNEZANA SKENDERAJ | 6004 WOODBINE STREET APT 3L RIDGEWOOD, NY 11385 | AFLAC | $163 | — | $163 | 0.57% |
| VIRGIL V RICHARDSON3 | 529 W 147TH STREET APT 1B NEW YORK, NY 10031 | AFLAC | $43 | — | $43 | 0.15% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $39 | — | $39 | 0.14% |
| BENITO A ROTONDI II INC3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $27 | — | $27 | 0.10% |
| TODD J BURKE CORP3 | 2 IRIS LANE GARDEN CITY, NY 11530 | AFLAC | $4 | — | $4 | 0.01% |
| JACK E RAHMEY3 | 1880 EAST 23RD STREET BROOKLYN, NY 11229 | GUARDIAN | $1K | — | $1K | 5.85% |
| ACRISURE LLC3 | 16 WEST 36TH STREET 11TH FLOOR NEW YORK, NY 10018 | GUARDIAN | $1K | — | $1K | 5.85% |
| ENIDA MICI3 | 353 E 82ND STREET APT 9 NEW YORK, NY 10028 | AFLAC | $978 | $150 | $1K | 6.47% |
| COMPAIN ANDERSON AZAR LTD3 | 16 W 36TH STREET 11TH FLOOR NEW YORK, NY 10018 | AFLAC | $349 | — | $349 | 2.00% |
| ACRISURE LLC3 | 16 W 36TH STREET 11TH FLOOR NEW YORK, NY 10018 | AFLAC | $213 | — | $213 | 1.22% |
| RICHARD PETERSON3 | 14107 20TH AVENUE SUITE 507 WHITESTONE, NY 11357 | AFLAC | $144 | $25 | $169 | 0.97% |
| STEPHEN WHITE3 Filed as: STEPHEN P WHITE | 5 EMERALD LANE MONTEBELLO, NY 10901 | AFLAC | $156 | — | $156 | 0.89% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C MEIER CORPORATION | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $63 | — | $63 | 0.36% |
| KEITH LEPACK3 | 1991 BROADWAY NEW YORK, NY 10023 | AFLAC | $41 | — | $41 | 0.24% |
| SNEZANA SKENDAJ3 | 6004 WOODBINE STREET APT 3L RIDGEWOOD, NY 11385 | AFLAC | $37 | — | $37 | 0.21% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $18 | — | $18 | 0.10% |
| VIRGIL V RICHARDSON3 | 529 W 147TH STREET APT 1B NEW YORK, NY 10031 | AFLAC | $15 | — | $15 | 0.09% |
| BENITO A ROTONDI II INC3 Filed as: BENITO ROTONDI II INC | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $14 | — | $14 | 0.08% |
| DYMOND INC3 | 561 10TH AVENUE SPT 21D NEW YORK, NY 10036 | AFLAC | $12 | — | $12 | 0.07% |
| TODD J BURKE CORP3 | 2 IRIS LANE GARDEN CITY, NY 11530 | AFLAC | $4 | — | $4 | 0.02% |
| ENIDA MICI3 | 353 E 82ND STREET APT 9 NEW YORK, NY 10028 | AFLAC | $113 | — | $113 | 6.44% |
| COMPAIN ANDERSON AZAR LTD3 | 16 W 36TH STREET 11TH FLOOR NEW YORK, NY 10018 | AFLAC | $54 | — | $54 | 3.08% |
| STEPHEN WHITE3 Filed as: STEPHEN P WHITE | 5 EMERALD LANE MONTEBELLO, NY 10901 | AFLAC | $29 | — | $29 | 1.65% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C MEIER | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $12 | — | $12 | 0.68% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A ROTONDI II | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $2 | — | $2 | 0.11% |
| BRIAN WHITE3 Filed as: BRIAN M WHITE | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $2 | — | $2 | 0.11% |
| COMPAIN ANDERSON AZAR LTD3 | 16 WEST 36TH STREET 11 FLOOR NEW YORK, NY 10018 | HARTFORD LIFE AND ACCIDENT INSURANCE | $116 | $15 | $131 | 16.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 125 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | GUARDIAN | 129 | $21K |
| Life insurance | GUARDIAN | 129 | $21K |
| Other(5 contracts, 3 carriers) | AFLAC | 171 | $69K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 171 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.