| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 300 NORTH BEACH STREET DAYTONA BEACH, FL 32114 | CIGNA HEALTH AND LIFE INSURANCE CO | $9K | $115K | $124K | — |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF FLORIDA INC | 300 NORTH BEACH STREET DAYTONA BEACH, FL 32114 | CIGNA DENTAL - CALIFORNIA | $231 | — | $231 | — |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF FLORIDA INC | 300 NORTH BEACH STREET DAYTONA BEACH, FL 32114 | CIGNA DENTAL - FLORIDA | $154 | — | $154 | — |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF FLORIDA INC | 300 NORTH BEACH STREET DAYTONA BEACH, FL 32114 | CIGNA DENTAL - KENTUCKY | $367 | — | $367 | — |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF FLORIDA INC | 300 NORTH BEACH STREET DAYTONA BEACH, FL 32114 | CIGNA DENTAL - NEW JERSEY | $128 | — | $128 | — |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF FLORIDA INC | 300 NORTH BEACH STREET DAYTONA BEACH, FL 32114 | CIGNA DENTAL - OHIO | $98 | — | $98 | — |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF FLORIDA INC | 300 NORTH BEACH STREET DAYTONA BEACH, FL 32114 | CIGNA DENTAL - TEXAS | $318 | — | $318 | — |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF FLORIDA INC | 300 NORTH BEACH STREET DAYTONA BEACH, FL 32114 | CIGNA DENTAL - ARIZONA | $26 | — | $26 | — |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF FLORIDA INC | 300 NORTH BEACH STREET DAYTONA BEACH, FL 32114 | GUARDIAN | $3K | $310 | $3K | — |
| FNA INSURANCE SERVICES INC3 Filed as: FNA INS SERVICES INC | 1000 WOODBURY RD STE 403 WOODBURY, NY 117972530 | PRINCIPAL LIFE INSURANCE COMPANY | — | $3K | $3K | — |
| MARSHALL & STERLING EMPLOYEE BENEFI3 Filed as: MARSHALL & STERLING EMPLOYEE BNFTS | 110 MAIN ST POUGHKEEPSIE, NY 126016707 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | — |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF FLORIDA INC | 220 S RIDGEWOOD AVE DAYTONA BEACH, FL 321144318 | KAISER PERMANENTE | $10K | — | $10K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 559 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 559 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE CO | 181 | $0 |
| Dental(8 contracts, 8 carriers) | CIGNA HEALTH AND LIFE INSURANCE CO | 181 | $0 |
| Vision | CIGNA HEALTH AND LIFE INSURANCE CO | 181 | $0 |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 286 | $0 |
| Long-term disability | GUARDIAN | 22 | $0 |
| Other | CIGNA HEALTH AND LIFE INSURANCE CO | 181 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 286 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.