| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE SEGAL COMPANY3 Filed as: SEGAL COMPANY | 333 WEST 34TH STREET NEW YORK, NY 10001 | AETNA HEALTH INC | — | $7K | $7K | 0.31% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PROSKAUER ROSE EIN 13-1840454 NONE | Legal Service code 29 | 11 TIMES SQUARE NEW YORK, NY 10036 | $106K |
| BENSERCO INC EIN 13-2732561 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Plan Administrator; Claims processing; Contract Administrator Service code 12 | — | $94K |
| STAGE DIRECTORS & CHORE SOCIETY EIN 13-1915957 RELATED UNION | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 1501 BROADWAY 17TH FLOOR NEW YORK, NY 10036 | $68K |
| JOHN EVERSON EIN 13-2958267 EMPLOYEE | Employee (plan) Service code 30 | 1501 BROADWAY 17TH FLOOR NEW YORK, NY 10036 | $60K |
| PRYOR CASHMAN EIN 13-1859294 UNION ATTORNEY | Legal Service code 29 | 7 TIMES SQUARE NEW YORK, NY 10036 | $50K |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Consulting (general) Service code 16 | 333 WEST 34TH STREET NEW YORK, NY 10001 | $48K |
| GOULD KOBRICK & SCHLAPP PC EIN 13-3082707 UNION AUDITOR | Accounting (including auditing) Service code 10 | 3 PARK AVENEUE NEW YORK, NY 10016 | $22K |
| THE SEGAL COMPANY 13-1835864 | Other services Service code 49 | — | $7K |
| SEGAL ROGERSCASEY EIN 13-2646110 NONE | Investment advisory (plan) Service code 27 | 333 WEST 34TH STREET NEW YORK, NY 10001 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,103 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA HEALTH INC | 208 | $2.3M |
| Dental | AETNA HEALTH INC | 208 | $2.3M |
| Prescription drug | AETNA HEALTH INC | 208 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 208 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.