See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 11 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH & LIFE INSURANCE COMPA EIN 59-1031071 MEDICAL AND DENTAL FEES | Non-monetary compensation; Participant communication; Float revenue; Direct payment from the plan; Other services; Named fiduciary; Contract Administrator; Claims processing Service code 12 | 900 COTTAGE GROVE ROAD HARTFORD, CT 06152 | $43K |
| EVERNORTH CARE SOLUTIONS INC EIN 86-1465626 CONTRACTED WITH EMPLOYER | Participant communication; Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | ONE PENNS WAY NEW CASTLE, DE 19720 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 581 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 581 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH & LIFE INSURANCE COMPANY & AFFILIATES | 581 | $1.3M |
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH & LIFE INSURANCE COMPANY & AFFILIATES | 581 | $1.3M |
| Vision | CIGNA HEALTH & LIFE INSURANCE COMPANY & AFFILIATES | 581 | $1.2M |
| Life insurance | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | 379 | $94K |
| Short-term disability(2 contracts) | FIRST UNUM LIFE INSURANCE COMPANY | 385 | $304K |
| Long-term disability | FIRST UNUM LIFE INSURANCE COMPANY | 374 | $193K |
| Prescription drug | CIGNA HEALTH & LIFE INSURANCE COMPANY & AFFILIATES | 581 | $1.2M |
| Other(4 contracts, 4 carriers) | CIGNA HEALTH & LIFE INSURANCE COMPANY & AFFILIATES | 581 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 581 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.