No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MARIA ADONIZ EIN 13-2672380 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $129K |
| GWENDOLINA OLIVER EIN 13-2672380 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $103K |
| IXIA M. NIEVES EIN 13-2672380 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $86K |
| INNOVATIVE SOFTWARE SOLUTIONS INC. EIN 23-2182079 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $86K |
| RICHARD VASSALLO EIN 13-2672380 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $83K |
| THE SEGAL COMPANY (EASTERN STATES) EIN 13-1835864 NONE | Consulting fees; Direct payment from the plan; Consulting (general) Service code 16 | — | $49K |
| ARCHER, BYINGTON, GLENNON & LEVINE EIN 26-0873462 NONE | Legal; Direct payment from the plan Service code 29 | — | $48K |
| EUGENIA CEDENO EIN 13-2672380 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $47K |
| SCHULTHEIS & PANETTIERI, LLP EIN 13-1577780 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $35K |
| SEGAL MARCO ADVISORS EIN 13-2646110 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $30K |
| AMALGAMATED BANK EIN 13-4920330 NONE | Investment management fees paid directly by plan; Custodial (securities); Investment management fees paid indirectly by plan Service code 19 | — | $22K |
| JP MORGAN CHASE EIN 13-4994650 NONE | Custodial (securities); Direct payment from the plan; Float revenue Service code 19 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,286 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,286 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | METROPLUS HEALTH PLAN | 1,193 | $10.6M |
| Dental | EMBLEM/GROUP HEALTH, INC, | 1,289 | $172K |
| Prescription drug | METROPLUS HEALTH PLAN | 1,193 | $10.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,289 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.