No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SEGAL ROGERSCASEY EIN 13-2646110 BENEFITS CONS, INVEST MGT | Consulting (pension); Custodial (securities) Service code 17 | 333 WEST 34 STREET NEW YORK, NY 10001 | $75K |
| INNOVATIVE SOFTWARE SOLUTIONS EIN 23-2182079 COMPUTER CONSULTANT | Consulting (general) Service code 16 | 3000 SOUTH LENOLA ROAD MAPLE SHADE, NJ 08052 | $56K |
| WILFRED WYLER & CO., CPA'S, PC EIN 13-3688414 AUDITOR | Accounting (including auditing) Service code 10 | 14 PENN PLAZA, SUITE 1706 NEW YORK, NY 10122 | $28K |
| ARCHER BYINGTON GLENNON & LEVINE LL EIN 26-0873462 COUNSEL | Legal Service code 29 | 1 HUNTINGTON QUADRANGLE, SUITE 4C10 MELVILLE, NY 11747 | $25K |
| AMALGAMATED BANK EIN 13-4920330 INVESTMENT MANAGEMENT | Trustee (bank, trust company, or similar financial institution) Service code 21 | 275 7TH AVENUE, 9TH FLOOR NEW YORK, NY 10001 | $20K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,495 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,495 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIP OF GREATER NEW YORK | 1,495 | $13.2M |
| Dental | GROUP HEALTH, INC | 1,495 | $277K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,495 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.