No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| IRIS N. JUSINO EIN 13-2672380 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $174K |
| GWENDOLINA OLIVER EIN 13-2672380 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $77K |
| MARIA FERNANDEZ EIN 13-2672380 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $75K |
| IXIA M. NIEVES EIN 13-2672380 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $61K |
| RICHARD VASSALLO EIN 13-2672380 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $60K |
| INNOVATIVE SOFTWARE SOLUTIONS INC. EIN 23-2182079 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $58K |
| THE SEGAL COMPANY INC. EIN 13-1835864 NONE | Consulting (general); Consulting fees; Direct payment from the plan Service code 16 | — | $42K |
| SCHULTHEIS & PANETTIERI, LLP EIN 13-1577780 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $35K |
| SEGAL MARCO ADVISORS EIN 04-2659023 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $26K |
| ARCHER, BYINGTON, GLENNON & LEVINE EIN 26-0873462 NONE | Legal; Direct payment from the plan Service code 29 | — | $25K |
| AMALGAMATED BANK EIN 13-4920330 NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $19K |
| WILFRED WYLER & CO., CPA'S, PC EIN 13-3688414 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,543 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 1,543 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EMBLEM HEALTH/HIP OF GREATER NEW YORK | 68 | $6.2M |
| Dental | EMBLEM/GROUP HEALTH, INC. | 1,569 | $245K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,569 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.