| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING WORLDWIDE INC CONTRT | 29840 NETWORK PLACE CHICAGO, IL 606731298 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $405 | $405 | 0.25% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC OF FLORIDA | 350 N ORLEANS ST STE 1446 CHICAGO, IL 60654 | MUTUAL OF OMAHA INSURANCE COMPANY | $2K | — | $2K | 9.17% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: MERIDIAN RISK MANAGEMENT INC | PO BOX 8419 PELHAM, NY 10803 | MUTUAL OF OMAHA INSURANCE COMPANY | $166 | $938 | $1K | 5.55% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: MERIDIAN RISK MANAGEMENT INC | PO BOX 8419 PELHAM, NY 10803 | COMPANION LIFE INSURANCE COMPANY | $2K | $918 | $3K | 15.49% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 701 BRICKELL AVE SUITE 3200 MIAMI, FL 33131 | VISION BENEFITS OF AMERICA | $980 | — | $980 | 6.63% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: MERIDIAN RISK MANAGEMENT | ONE WOLF'S LANE WESTCHESTER, NY 10803 | VISION BENEFITS OF AMERICA | $203 | — | $203 | 1.37% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES OF FLORIDA | 350 N ORLEANS ST STE 1446 CHICAGO, IL 60654 | MUTUAL OF OMAHA INSURANCE COMPANY | $882 | — | $882 | 8.65% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: MERIDIAN RISK MANAGEMENT INC. | PO BOX 8419 PELHAM, NY 10803 | MUTUAL OF OMAHA INSURANCE COMPANY | $138 | $571 | $709 | 6.95% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: MERIDIAN RISK MANAGEMENT INC | PO BOX 8419 PELHAM, NY 10803 | MUTUAL OF OMAHA INSURANCE COMPANY | $56 | $513 | $569 | 12.33% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC OF FLORIDA | 350 N ORLEANS ST STE 1446 CHICAGO, IL 60654 | MUTUAL OF OMAHA INSURANCE COMPANY | $405 | — | $405 | 8.78% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: MERIDIAN RISK MANAGEMENT INC. | PO BOX 8419 PELHAM, NY 10803 | COMPANION LIFE INSURANCE COMPANY | $108 | $442 | $550 | 12.19% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC OF FLORIDA | 350 N ORLEANS ST STE 1446 CHICAGO, IL 60654 | COMPANION LIFE INSURANCE COMPANY | $343 | — | $343 | 7.60% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC OF FLORIDA | 350 N ORLEANS ST STE 1446 CHICAGO, IL 60654 | MUTUAL OF OMAHA INSURANCE COMPANY | $173 | — | $173 | 8.39% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: MERIDIAN RISK MANAGEMENT INC | PO BOX 8419 PELHAM, NY 10803 | MUTUAL OF OMAHA INSURANCE COMPANY | $34 | $116 | $150 | 7.27% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: MERIDIAN RISK MANAGEMENT INC | PO BOX 8419 PELHAM, NY 10803 | MUTUAL OF OMAHA INSURANCE COMPANY | $30 | $89 | $119 | 8.69% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC OF FLORIDA | 350 N ORLEANS ST STE 1446 CHICAGO, IL 60654 | MUTUAL OF OMAHA INSURANCE COMPANY | $107 | — | $107 | 7.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 460 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 462 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 219 | $161K |
| Life insurance(3 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 454 | $23K |
| Short-term disability | MUTUAL OF OMAHA INSURANCE COMPANY | 67 | $20K |
| Other(4 contracts) | MUTUAL OF OMAHA INSURANCE COMPANY | 454 | $18K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 454 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.