| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOCK & ASSOCIATES INC.3 Filed as: HOCK GROUP INC | 718 GARY STREET AUGUSTA, GA 30904 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | $62K | — | $62K | 4.23% |
| ACRISURE LLC3 | 220 WALNUT PLAZA MUNCIE, IN 47305 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | $14K | — | $14K | 0.98% |
| HOCK & ASSOCIATES INC.3 Filed as: HOCK AND ASSOCIATES INC. | 2909-B PROFESSIONAL PARKWAY AUGUSTA, GA 30907 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | $269 | — | $269 | 0.02% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $67K | — | $67K | 5.00% |
| NICHOLAS J. MARINO & CO.3 Filed as: NICHOLAS J. MARINO | 3 MARCUS BOULEVARD SUITE 205 ALBANY, NY 12205 | CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC. | $37K | — | $37K | 4.33% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $45K | — | $45K | 8.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | 500 WEST 13TH STREET FORT WORTH, TX 76102 | BLUECROSS BLUESHIELD OF TEXAS | $24K | — | $24K | 4.91% |
| BRIDGE CREEK SERVICES, LLC3 Filed as: BRIDGE CREEK SERVICES LLC | 500 WEST 13TH STREET FORT WORTH, TX 76102 | BLUECROSS BLUESHIELD OF TEXAS | $4K | — | $4K | 0.91% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE & FIN SVCS | 12404 PARK CENTRAL DR SUITE 400S DALLAS, TX 75251 | BLUECROSS BLUESHIELD OF TEXAS | $1K | — | $1K | 0.31% |
| ROGERS BENEFIT GROUP INC3 Filed as: WILLIAM GRADY ROGERS | 500 WEST 13TH STREET FORT WORTH, TX 76102 | BLUECROSS BLUESHIELD OF TEXAS | $882 | — | $882 | 0.18% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $27K | — | $27K | 8.00% |
| OPTIBEN OF MISSISSIPPI LLC3 | 694 DAVIS CROSSING ROAD CANTON, MS 39046 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $14K | — | $14K | 10.54% |
| BRAD A. ROBERTSON3 | 174 JONES FARM ROAD SALTILLO, MS 38866 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 2.46% |
| SOUTHERN BENEFITS SOLUTIONS3 Filed as: SOUTHERN BENEFITS SOLUTIONS LL | 2218 24TH AVENUE GULFPORT, MS 39501 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 1.12% |
| ACCLAIM, INC.3 Filed as: ACCLAIM INC | 808 VARSITY DRIVE TUPELO, MS 38801 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $770 | — | $770 | 0.57% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP | 1750 SCOTTSVILLE ROAD SUITE 4 BOWLING GREEN, KY 42103 | HEALTH RESOURCES, INC | $6K | — | $6K | 5.00% |
| WAYNE ZUCKERMAN3 | 18062 IRVINE BLVD SUITE 305 TUSTIN, CA 92780 | KAISER FOUNDATION HEALTH PLAN INC | $3K | — | $3K | 3.19% |
| RENASANT INSURANCE AGENCY3 | ATTN BRAD ROBERTSON UNKNOWN TUPELO, MS 38802 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6K | — | $6K | 6.48% |
| DAVID STEPHENS3 | 580 TUSCALOOSA ROAD COLUMBUS, MS 39702 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5K | $718 | $5K | 5.95% |
| KIMBERLY YATES PUGH3 | 407 OLD HIGHWAY 10 CEDAR BLUFF, MS 39741 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $285 | $4K | 4.62% |
| MELISSA WALKER3 | 121 MOTLEY ROAD COLUMBUS, MS 39701 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $992 | — | $992 | 1.10% |
| NICHOLAS J. MARINO & CO.3 Filed as: NICHOLAS J MARION & COMPANY | 3 MARCUS BOULEVARD SUITE 205 ALBANY, NY 12205 | DELTA DENTAL OF NEW YORK | $4K | — | $4K | 5.00% |
| HOUCHENS INSURANCE GROUP INC3 | 1750 SCOTTSVILLE RD STE 4 BOWLING GREEN, KY 42104 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $11K | $1K | $12K | 16.90% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | 500 W 13TH ST SUITE 200 FT WORTH, TX 76102 | AMERITAS LIFE INSURANCE CORP | $5K | — | $5K | 10.00% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | AMERITAS LIFE INSURANCE CORP | $3K | — | $3K | 5.00% |
| HOUCHENS INSURANCE GROUP INC3 | 1750 SCOTTSVILLE RD STE 4 BOWLING GREEN, KY 42104 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $717 | $6K | 16.99% |
| C.E.S. INSURANCE AGENCY3 | 29 SAWYER ROAD WALTHAM, MA 02453 | FIRST UNUM LIFE INSURANCE COMPANY | $3K | — | $3K | 10.28% |
| HOCK & ASSOCIATES INC.3 Filed as: HOCK GROUP INC | 718 GARY STREET AUGUSTA, GA 30904 | GREATER GEORGIA LIFE INSURANCE COMPANY | $3K | — | $3K | 12.29% |
| C.E.S. INSURANCE AGENCY3 | 29 SAWYER RD WALTHAM, MA 02453 | FIRST UNUM LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF KENTUCKY | PO BOX 23410 LOUISVILLE, KY 40232 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 4.90% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: ASSURED NL, LLC | 5905 EAST GALBRAITH ROAD SUITE 5000 CINCINNATI, OH 45236 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $30 | — | $30 | 0.15% |
| HOUCHENS INSURANCE GROUP INC3 | 1750 SCOTTSVILLE RD STE 4 BOWLING GREEN, KY 42104 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $356 | $3K | 16.87% |
| C.E.S. INSURANCE AGENCY3 | 29 SAWYER RD WALTHAM, MA 02453 | FIRST UNUM LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | 500 W 13TH ST FORT WORTH, TX 76102 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $253 | — | $253 | 14.57% |
| DKG INSURANCE & FINANCIAL SERVICES3 | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | — | $84 | $84 | 4.84% |
| HOUCHENS INSURANCE GROUP INC3 | 1750 SCOTTSVILLE RD SUITE 4 BOWLING GREEN, KY 42103 | HEALTH RESOURCES, INC. | $58 | — | $58 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,407 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 48 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,455 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 7 carriers) | KAISER FOUNDATION HEALTH PLAN OF COLORADO | 818 | $8.9M |
| Dental(6 contracts, 5 carriers) | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | 337 | $1.8M |
| Vision(4 contracts, 4 carriers) | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | 2,958 | $2.3M |
| Life insurance(10 contracts, 8 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 4,873 | $1.8M |
| Short-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,521 | $693K |
| Long-term disability(5 contracts, 4 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,941 | $552K |
| Prescription drug(7 contracts, 5 carriers) | KAISER FOUNDATION HEALTH PLAN OF COLORADO | 818 | $7.4M |
| Other(7 contracts, 7 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 11,730 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,730 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.