| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 195 SCOTT SWAMP ROAD, SUITE 201 FARMINTON, CT 06032 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | — | $8K | $8K | 0.19% |
| LOCKTON COMPANIES, LLC3 | PO BOX 3207 BOSTON, MA 02241 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $63K | — | $63K | 3.20% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $59K | $3K | $62K | 3.16% |
| NICHOLAS J. MARINO & CO.3 Filed as: NICHOLAS J. MARINO AND COMPANY | 3 MARCUS ROAD, SUITE 205 ALBANY, NY 12205 | CAPITAL DISTRICT PHYSICIANS HEALTH PLAN INC. | $31K | — | $31K | 4.47% |
| ALKALI LLC3 | 2301 OHIO DRIVE, SUITE 260 PLANO, TX 75093 | BLUECROSS BLUESHIELD OF TEXAS | $23K | $432 | $23K | 5.22% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. AND FIN. SERVICES | UNKNOWN PEARL RIVER, NY 10965 | BLUECROSS BLUESHIELD OF TEXAS | $6K | $720 | $7K | 1.57% |
| BRAD A. ROBERTSON3 | PO BOX 3564 TUPELO, MS 38803 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $20K | — | $20K | 15.00% |
| HOCK & ASSOCIATES INC.3 Filed as: HOCK AND ASSOCIATES, INC. | 3520 STEVENS WAY AUGUSTA, GA 30907 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | $88K | — | $88K | 75.65% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: NEACE LUKENS, INC. | 2305 RIVER ROAD LOUISVILLE, KY 40206 | HEALTH RESOURCES, INC. | $5K | — | $5K | 4.99% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: NEACE LUKENS, INC. | 1925 FREDERICA STREET OWENSBORO, KY 42301 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $15K | — | $15K | 16.58% |
| NICHOLAS J. MARINO & CO.3 Filed as: NICHOLAS J. MARINO AND COMPANY | 3 MARCUS BOULEVARD, SUITE 205 ALBANY, NY 12205 | DELTA DENTAL OF NEW YORK | $4K | — | $4K | 4.57% |
| WAYNE ZUCKERMAN3 | 18062 IRVINE BOULEVARD, SUITE 305 TUSTIN, CA 92780 | KAISER FOUNDATION HEALTH PLAN INC | $3K | — | $3K | 3.34% |
| LOCKTON COMPANIES, LLC3 | 195 SCOTT SWAMP ROAD, SUITE 201 FARMINGTON, CT 06032 | LEGALPLANS, USA | $549 | — | $549 | 1.00% |
| NICHOLAS J. MARINO & CO.3 Filed as: NICHOLAS J. MARINO AND COMPANY | 3 MARCUS BOULEVARD, SUITE 205 ALBANY, NY 12205 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $6K | $44 | $6K | 10.65% |
| ACCLAIM, INC.3 | 808 VARSITY DRIVE TUPELO, MS 38801 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $569 | — | $569 | 1.08% |
| ALLEN FINANCIAL GROUP, PA3 | PO BOX 13128 JACKSON, MS 39211 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $11 | — | $11 | 0.02% |
| RENASANT INSURANCE AGENCY3 | UNKNOWN PEARL RIVER, NY 10965 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 9.42% |
| DAVID STEPHENS3 | 2240 MILITARY ROAD COLUMBUS, MS 39705 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $418 | $4K | 8.32% |
| KIMBERLY YATES PUGH3 | 407 OLD HIGHWAY 10 CEDAR BLUFF, MS 39741 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $142 | $3K | 5.59% |
| MELISSA WALKER3 | 121 MOTLEY ROAD COLUMBUS, MS 39701 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $157 | $1K | 3.13% |
| HOCK & ASSOCIATES INC.3 Filed as: HOCK AND ASSOCIATES, INC. | 3520 STEVENS WAY AUGUSTA, GA 30907 | GREATER GEORGIA LIFE INSURANCE COMPANY | $12K | — | $12K | 27.46% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF KENTUCKY, INC. | PO BOX 23410 LOUISVILLE, KY 40232 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $92 | $2K | 10.67% |
| ASSURED NEACE LUKENS INS. AGENCY3 | 4000 SMITH ROAD, SUITE 400 CINCINNATI, OH 45209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $682 | $28 | $710 | 3.86% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF KY, INC. | 13101 MAGISTERIAL DRIVE, SUITE 200 LOUISVILLE, KY 40223 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 9.05% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: NEACE LUKENS, INC. | 5905 EAST GALBRAITH ROAD, SUITE 200 LOUISVILLE, KY 40223 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $741 | — | $741 | 4.17% |
| ALKALI LLC3 | 2301 OHIO DRIVE, SUITE 260 PLANO, TX 75093 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $298 | — | $298 | 14.89% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. AND FINANCIAL SVCS | 4851 LBJ FREEWAY, SUITE 100 DALLAS, TX 75244 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | — | $99 | $99 | 4.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,390 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 81 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,471 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 5 carriers) | KAISER FOUNDATION HEALTH PLAN OF COLORADO | 1,158 | $7.9M |
| Dental(4 contracts, 4 carriers) | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | 309 | $371K |
| Vision(3 contracts, 3 carriers) | VISION SERVICE PLAN | 2,839 | $650K |
| Life insurance(7 contracts, 7 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 4,177 | $2.3M |
| Short-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 4,177 | $2.1M |
| Long-term disability(4 contracts, 4 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 4,177 | $2.3M |
| Prescription drug(6 contracts, 5 carriers) | KAISER FOUNDATION HEALTH PLAN OF COLORADO | 1,158 | $7.9M |
| Other(9 contracts, 9 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 11,325 | $2.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,325 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.