| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NICHOLAS J. MARINO & CO.3 Filed as: NICHOLAS J. MARINO | 3 MARCUS BOULEVARD SUITE 205 ALBANY, NY 12205 | CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC. | $36K | — | $36K | 4.62% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $45K | — | $45K | 8.00% |
| NANCY FARRELL3 | 13902 RUTLAND RD GOSHEN, KY 40026 | COMPANION LIFE INSURANCE | $7K | — | $7K | 1.99% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $28K | — | $28K | 8.00% |
| HOCK & ASSOCIATES INC.3 Filed as: HOCK AND ASSOCIATES INC. | 3520 STEVENS WAY AGUSTA, GA 30907 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | $2K | — | $2K | 1.17% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS CAPITAL INC | 200 COLONIAL CENTER PKWY SUITE 140 LAKE MARY, FL 32746 | HEALTH RESOURCES, INC | $5K | — | $5K | 4.56% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP | 1750 SCOTTSVILLE ROAD SUITE 4 BOWLING GREEN, KY 42103 | HEALTH RESOURCES, INC | $523 | — | $523 | 0.44% |
| NICHOLAS J. MARINO & CO.3 Filed as: NICHOLAS J MARION & COMPANY | 3 MARCUS BOULEVARD SUITE 205 ALBANY, NY 12205 | DELTA DENTAL OF NEW YORK | $4K | — | $4K | 5.00% |
| DAVID STEPHENS3 | 2240 MILITARY ROAD COLUMBUS, MS 39705 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $2K | $6K | 8.97% |
| RENASANT INSURANCE AGENCY3 | UNKNOWN TUPELO, MS 38802 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6K | — | $6K | 8.47% |
| KIMBERLY YATES PUGH3 | 407 OLD HIGHWAY 10 CEDAR BLUFF, MS 39741 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $176 | $3K | 5.07% |
| MELISSA WALKER3 | 121 MOTLEY ROAD COLUMBUS, MS 39701 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 2.53% |
| HOUCHENS INSURANCE GROUP INC3 | 1750 SCOTTSVILLE RD STE 4 BOWLING GREEN, KY 42104 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 12.12% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 1925 FREDERICA ST OWENSBORO, KY 42301 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.88% |
| ASSUREDPARTNERS3 Filed as: ASUREDPARTNERS NL LLC | 4500 TOWN CENTER BLVD JEFFERSONVILLE, IN 47130 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $649 | $649 | 1.14% |
| BRAD A. ROBERTSON3 Filed as: BRAD A ROBERTSON | 315 W MAIN ST TUPELO, MS 38804 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 15.00% |
| BRAD A. ROBERTSON3 Filed as: BRAD A ROBERTSON | 315 W MAIN ST TUPELO, MS 38804 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 15.00% |
| C.E.S. INSURANCE AGENCY3 | 29 SAWYER ROAD WALTHAM, MA 02453 | FIRST UNUM LIFE INSURANCE COMPANY | $4K | $498 | $4K | 12.82% |
| HOUCHENS INSURANCE GROUP INC3 | 1750 SCOTTSVILLE RD STE 4 BOWLING GREEN, KY 42104 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 11.75% |
| ASSUREDPARTNERS3 | 1925 FREDERICA STREET OWENSBORO, KY 42301 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $994 | — | $994 | 3.25% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 4500 TOWN CENTER BLVD JEFFERSONVILLE, IN 47130 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $384 | $384 | 1.25% |
| BRAD A. ROBERTSON3 | 315 WEST MAIN STREET TUPELO, MS 38804 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| BRAD A. ROBERTSON3 Filed as: BRAD A ROBERTSON | 315 W MAIN ST TUPELO, MS 38804 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| HOCK & ASSOCIATES INC.3 Filed as: HOCK AND ASSOCIATES, INC. | 3520 STEVENS WAY AUGUSTA, GA 30907 | GREATER GEORGIA LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| C.E.S. INSURANCE AGENCY3 | 29 SAWYER RD WALTHAM, MA 02453 | FIRST UNUM LIFE INSURANCE COMPANY | $3K | $269 | $3K | 17.80% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF KENTUCKY | PO BOX 23410 LOUISVILLE, KY 40232 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $826 | — | $826 | 5.37% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY INC | 5905 EAST GALBRAITH ROAD SUITE 5000 CINCINNATI, OH 45236 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $65 | — | $65 | 0.42% |
| HOUCHENS INSURANCE GROUP INC3 | 1750 SCOTTSVILLE RD STE 4 BOWLING GREEN, KY 42104 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 12.23% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 1925 FREDERICA ST OWENSBORO, KY 42301 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $702 | — | $702 | 4.61% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 4500 TOWN CENTER BLVD JEFFERSONVILLE, IN 47130 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $212 | $212 | 1.39% |
| C.E.S. INSURANCE AGENCY3 | 29 SAWYER RD WALTHAM, MA 02453 | FIRST UNUM LIFE INSURANCE COMPANY | $2K | $170 | $2K | 17.63% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: NEACE LUKENS INC | 2305 RIVER ROAD LOUISVILLE, KY 40206 | TRUSTMARK INSURANCE COMPANY | $4K | — | $4K | 45.13% |
| ACCLAIM, INC.3 Filed as: ACCLAIM INC. | 808 VARSITY DRIVE TUPELO, MS 38801 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $803 | — | $803 | 10.00% |
| ALLEN FINANCIAL GROUP, PA3 | PO BOX 13128 JACKSON, MS 39211 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $16 | — | $16 | 0.20% |
| ALKALI LLC3 | 2301 OHIO DRIVE SUITE 260 PLANO, TX 75093 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $182 | — | $182 | 12.20% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. AND FIN. SVCS. | 12404 PARK CENTRAL DR SUITE 400S DALLAS, TX 75251 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | — | $61 | $61 | 4.09% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | 500 W 13TH ST FORT WORTH, TX 76102 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $50 | — | $50 | 3.35% |
| DKG INSURANCE & FINANCIAL SERVICES3 | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | — | $17 | $17 | 1.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,568 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 35 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,603 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 7 carriers) | KAISER FOUNDATION HEALTH PLAN OF COLORADO | 1,040 | $7.3M |
| Dental(4 contracts, 4 carriers) | DELTA DENTAL OF NEW JERSEY, INC. | 7,988 | $3.5M |
| Vision(3 contracts, 3 carriers) | VISION SERVICE PLAN | 2,984 | $782K |
| Life insurance(10 contracts, 7 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 288 | $312K |
| Short-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,146 | $590K |
| Long-term disability(5 contracts, 4 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,146 | $453K |
| Prescription drug(6 contracts, 5 carriers) | KAISER FOUNDATION HEALTH PLAN OF COLORADO | 1,040 | $7.1M |
| Other(8 contracts, 7 carriers) | CIGNA BEHAVIORAL HEALTH, INC. | 11,978 | $380K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,978 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.