| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HP PLANNING LLC3 | 535 CONNECTICUT AVE # 502 NORWALK, CT 068541700 | METROPOLITAN LIFE INSURANCE COMPANY | $25K | $3K | $28K | 9.01% |
| GCG FINANCIAL LLC3 Filed as: DBL GENERAL AGENCY AN ALERA GROUP | 155 PINELAWN RD STE 120S MELVILLE, NY 117473252 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $328 | $15K | 4.69% |
| GCG FINANCIAL LLC3 Filed as: PIANTEDOSI, GARY G C/O ALERA GROUP | 535 CONNECTICUT AVE. STE 502 NORWALK, CT 06854 | FIRST UNUM LIFE INS CO | $18K | $0 | $18K | 16.59% |
| GCG FINANCIAL LLC3 Filed as: DBL GENERAL AGENCY AN ALERA GROUP | 155 PINELAWN RD STE 120S MELVILLE, NY 11747 | FIRST UNUM LIFE INS CO | $0 | $7K | $7K | 6.67% |
| HP PLANNING LLC3 | 535 CONNECTICUT AVE STE 502 NORWALK, CT 06854 | FIRST UNUM LIFE INS CO | $16K | $1K | $17K | 18.05% |
| GCG FINANCIAL LLC3 Filed as: DBL GENERAL AGENCY AN ALERA GROUP | 155 PINELAWN RD STE 120S MELVILLE, NY 11747 | FIRST UNUM LIFE INS CO | $0 | $6K | $6K | 6.64% |
| HP PLANNING LLC3 | 535 CONNECTICUT AVE STE 502 NORWALK, CT 06854 | FIRST UNUM LIFE INS CO | $2K | $0 | $2K | 3.68% |
| MCCLELLAN, DAVID J3 Filed as: MCCLELLAN, DAVID JOEL | 114 ROYAL HORSE WAY REINHOLDS, PA 17569 | FIRST UNUM LIFE INS CO | $624 | $0 | $624 | 1.12% |
| SMITH, THOMAS, CHRISTOPHER3 Filed as: SMITH, THOMAS CHRISTOPHER | PO BOX 40386 798 BERRY RD NASHVILLE, TN 37204 | FIRST UNUM LIFE INS CO | $274 | $0 | $274 | 0.49% |
| HP PLANNING LLC3 | 383 MAIN AVE STE 408 NORWALK, CT 06851 | VISION SERVICE PLAN | $4K | $0 | $4K | 9.97% |
| HP PLANNING LLC3 | 535 CONNECTICUT AVE STE 502 NORWALK, CT 06854 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $181 | $0 | $181 | 1.70% |
| SMITH, THOMAS, CHRISTOPHER3 Filed as: SMITH, THOMAS CHRISTOPHER | PO BOX 40386 798 BERRY RD NASHVILLE, TN 37204 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $66 | $0 | $66 | 0.62% |
| GCG FINANCIAL LLC3 Filed as: PIANTEDOSI, GARY G C/O ALERA GROUP | 535 CONNECTICUT AVE STE 502 NORWALK, CT 06854 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $15 | $0 | $15 | 0.14% |
| MCCLELLAN, JENNIFER3 | 118 ROYAL HORSE WAY REINHOLDS, PA 17569 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $13 | $0 | $13 | 0.12% |
| MCCLELLAN, DAVID J3 Filed as: MCCLELLAN, DAVID JOEL | 114 ROYAL HORSE WAY REINHOLDS, PA 17569 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $9 | $0 | $9 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 402 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 405 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 274 | $6.9M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,069 | $312K |
| Vision | VISION SERVICE PLAN | 365 | $37K |
| Life insurance(4 contracts, 2 carriers) | FIRST UNUM LIFE INS CO | 402 | $270K |
| Long-term disability | FIRST UNUM LIFE INS CO | 402 | $96K |
| Other(3 contracts, 2 carriers) | FIRST UNUM LIFE INS CO | 187 | $174K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,069 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.