No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| NGS EIN 75-2028097 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $173K |
| THE SEGAL COMPANY EIN 13-1975125 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $61K |
| BAKER TILLY US, LLP EIN 39-0859910 ACCOUNTANT | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $45K |
| BENEFIT ELECT NONE | Other services Service code 49 | 835 S.W. YATES DR., SUITE 202 BEND, OR 97702 | $19K |
| HARTNETT REYES-JONES EIN 43-1205253 NONE | Direct payment from the plan; Other services Service code 49 | — | $12K |
| STATE STREET BANK & TRUST CO EIN 04-1867445 TRUSTEE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $11K |
| WELLINGTON TRUST CO EIN 04-2755549 NONE | Investment management fees paid directly by plan Service code 51 | — | $8K |
| SYMPHONY RISK SOLUTIONS NONE | Insurance agents and brokers; Insurance services; Direct payment from the plan Service code 22 | 2425 N CENTRAL EXPY SUITE 900 RICHARDSON, TX 75080 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,703 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,437 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,140 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 7,565 | $7.3M |
| Other(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 7,565 | $7.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,565 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.