| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NGS INSURANCE AGENCY, INC.3 Filed as: NGS INSURANCE AGENCY | 508 TWILIGHT TRAIL SUITE 201 RICHARDSON, TX 75080 | METROPOLITAN LIFE INSURANCE COMPANY | — | $627K | $627K | 10.74% |
| NGS INSURANCE AGENCY, INC.3 Filed as: NGS INSURANCE AGENCY | 508 TWILIGHT TRAIL SUITE 201 RICHARDSON, TX 75080 | METROPOLITAN LIFE INSURANCE COMPANY | — | $109K | $109K | 1.87% |
| THE SEGAL COMPANY3 | 101 NORTH WACKER DR. SUITE 500 CHICAGO, IL 60606 | METROPOLITAN LIFE INSURANCE COMPANY | — | $81K | $81K | 1.39% |
| BENEFIT ELECT, INC.3 Filed as: BENEFIT ELECT INSURANCE | 8555 W YATES DRIVE STE 202 BEND, OR 97702 | METROPOLITAN LIFE INSURANCE COMPANY | — | $8K | $8K | 0.13% |
| WALDMAN BROS LLP3 Filed as: WALDMAN BROS | 6200 LBJ FREEWAY SUITE 200 DALLAS, TX 75240 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5K | $5K | 0.08% |
| WILKINS FINSTON LAW GROUP, LLP4 Filed as: WILKINS FINSTON LAW GROUP LLP | 12001 N CENTRAL EXPRESSWAY STE 1150 DALLAS, TX 75243 | METROPOLITAN LIFE INSURANCE COMPANY | — | $748 | $748 | 0.01% |
| DATA MANAGEMENT CENTER5 | 188 INTERNATIONAL BLVD GLENDALE HEIGHTS, IL 60139 | METROPOLITAN LIFE INSURANCE COMPANY | — | $659 | $659 | 0.01% |
| PRESSLINK PRINTING, LTD4 | 2812 TRINITY SQUARE DR. SUITE 100 CARROLLTON, TX 75006 | METROPOLITAN LIFE INSURANCE COMPANY | — | $135 | $135 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MHBT A MARSH MCLENNAN AGENCY LLC CO | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | METROPOLITAN LIFE INSURANCE COMPANY | — | $113 | $113 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,411 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,174 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,585 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,585 | $6.0M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,585 | $6.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,585 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.