See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 7 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| NGS EIN 75-2028097 NONE | Claims processing; Contract Administrator Service code 12 | — | $78K |
| TOWERS WATSON EIN 53-0181291 NONE | Investment advisory (plan) Service code 27 | — | $8K |
| THE SEGAL COMPANY EIN 13-1975125 NONE | Actuarial Service code 11 | — | $7K |
| HARNET REYES-JONES LLP EIN 43-1205253 NONE | Other services Service code 49 | — | $7K |
| BENEFIT ELECT NONE | Other services Service code 49 | 835 S.W. YATES DR., SUITE 202 BEND, OR 97702 | $6K |
| DAVIS DYER MAX NONE | Other services Service code 49 | 3200 BROADWAY BLVD STE 400 GARLAND, TX 75043 | $6K |
| STATE STREET BANK & TRUST CO EIN 04-1867445 TRUSTEE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $5K |
| WELLINGTON TRUST CO EIN 04-2755549 NONE | Investment management fees paid directly by plan Service code 51 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,325 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,420 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,745 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 7,358 | $7.5M |
| Other(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 7,358 | $7.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,358 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.