| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | DELTA DENTAL OF MICHIGAN | $7K | — | $7K | 4.51% |
| AON CONSULTING INC3 Filed as: AON CONSULTING OF NEW JERSEY INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | HARTFORD LIFE AND ACCIDENT | $14K | $2K | $16K | 14.79% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | PO BOX 955816 SAINT LOUIS, MO 63195 | HARTFORD LIFE AND ACCIDENT | — | $258 | $258 | 0.24% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS INC. | PO BOX 6718 SOMERSET, NJ 08875 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $72 | $6K | 23.73% |
| SELERIX INSURANCE SERVICES, LLC3 | 2851 CRAIG DR, STE. 300 MCKINNEY, TX 75072 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 20.99% |
| JOE FERNANDEZ3 | 7500 DALLAS PARKWAY PLANO, TX 75024 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 10.69% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | — | $123 | $123 | 0.49% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS INC. | PO BOX 6718 SOMERSET, NJ 08875 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $69 | $4K | 23.79% |
| SELERIX INSURANCE SERVICES, LLC3 | 2851 CRAIG DR, STE. 300 MCKINNEY, TX 75072 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 20.89% |
| JOE FERNANDEZ3 | 7500 DALLAS PARKWAY PLANO, TX 75024 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 10.65% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | — | $78 | $78 | 0.49% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS INC. | PO BOX 6718 SOMERSET, NJ 08875 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $67 | $3K | 23.83% |
| SELERIX INSURANCE SERVICES, LLC3 | 2851 CRAIG DR, STE. 300 MCKINNEY, TX 75072 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 20.78% |
| JOE FERNANDEZ3 | 7500 DALLAS PARKWAY PLANO, TX 75024 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 10.77% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | — | $64 | $64 | 0.48% |
| SELERIX INSURANCE SERVICES, LLC3 | 2851 CRAIG DR, STE. 300 MCKINNEY, TX 75072 | COMBINED INSURANCE COMPANY | $4K | — | $4K | 52.11% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS, INC. | PO BOX 6718 SOMERSET, NJ 08875 | COMBINED INSURANCE COMPANY | $2K | — | $2K | 33.37% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 1100 REYNOLDS BLVD WINSTON SALEM, NC 27105 | HARTFORD LIFE AND ACCIDENT | $540 | — | $540 | 15.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | HARTFORD LIFE AND ACCIDENT | — | $59 | $59 | 1.64% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | PO BOX 955816 SAINT LOUIS, MO 63195 | HARTFORD LIFE AND ACCIDENT | — | $8 | $8 | 0.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 152 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MICHIGAN | 332 | $162K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 205 | $114K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 205 | $107K |
| Other(6 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 205 | $172K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 332 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.