| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE) INC | 80 INTERNATIONAL DRIVE GREENVILLE, SC 29615 | AETNA LIFE INSURANCE CO. | — | $3K | $3K | 0.21% |
| PINETREE CAPITOL LLC3 | 1221 BRICKELL AVE STE 1090 MIAMI, FL 331313224 | UNITEDHEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 1.70% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE), INC | 1901 ROXBOROUGH RD STE 300 CHARLOTTE, NC 282115588 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 1.48% |
| PINETREE CAPITOL LLC3 | 5511 N UNIVERSITY DRIVE CORAL SPRINGS, FL 33067 | SOLSTICE BENEFITS, INC | $10K | — | $10K | 10.00% |
| PINETREE CAPITOL LLC3 | 1221 BRICKELL AVE STE 1090 MIAMI, FL 331313224 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 1.77% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE), INC | 1901 ROXBOROUGH RD STE 300 CHARLOTTE, NC 282115588 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 1.44% |
| PINETREE CAPITOL LLC3 | 2091 NE 36TH ST UNIT 50401 LIGHTHOUSE POINT, FL 33074 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 7.93% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE), INC | 1901 ROXBOROUGH RD STE 315 CHARLOTTE, NC 28211 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 5.82% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $702 | $702 | 1.49% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES, SE | 3835 PGA BLVD STE 1101 PALM BEACH GARDENS, FL 33410 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $589 | — | $589 | 1.25% |
| PINETREE CAPITOL LLC3 | 2091 NE 36TH ST UNIT 50401 LIGHTHOUSE POINT, FL 33074 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 7.86% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE), INC | 1901 ROXBOROUGH RD STE 315 CHARLOTTE, NC 28211 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 5.90% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $559 | $559 | 1.44% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES, SE | 3835 PGA BLVD STE 1101 PALM BEACH GARDENS, FL 33410 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $482 | — | $482 | 1.24% |
| PINETREE CAPITOL LLC3 | 2091 NE 36TH ST UNIT 50401 LIGHTHOUSE POINT, FL 33074 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 4.71% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE), INC | 1901 ROXBOROUGH RD STE 315 CHARLOTTE, NC 28211 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 3.54% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $506 | $506 | 1.44% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES, SE | 3835 PGA BLVD STE 1101 PALM BEACH GARDENS, FL 33410 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $261 | — | $261 | 0.75% |
| PINETREE CAPITOL LLC3 | 2091 NE 36TH ST UNIT 50401 LIGHTHOUSE POINT, FL 33074 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $653 | — | $653 | 2.98% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE), INC | 1901 ROXBOROUGH RD STE 315 CHARLOTTE, NC 28211 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $564 | — | $564 | 2.57% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $305 | $305 | 1.39% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES, SE | 3835 PGA BLVD STE 1101 PALM BEACH GARDENS, FL 33418 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $99 | — | $99 | 0.45% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 277 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 279 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 242 | $2.0M |
| Dental | SOLSTICE BENEFITS, INC | 246 | $96K |
| Vision | SOLSTICE BENEFITS, INC | 246 | $96K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 277 | $69K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 272 | $39K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 272 | $35K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 277 | $69K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 277 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.