| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PINETREE CAPITOL LLC3 | 5511 N UNIVERSITY DRIVE CORAL SPRINGS, FL 33067 | SOLSTICE BENEFITS, INC | $12K | $0 | $12K | 10.00% |
| PINETREE CAPITAL LLC3 | 5511 N UNIVERSITY DR STE 102 CORAL SPRINGS, FL 33067 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $2K | $9K | 19.86% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $453 | $453 | 1.01% |
| PINETREE CAPITAL LLC3 | 5511 N UNIVERSITY DR STE 102 CORAL SPRINGS, FL 33067 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $2K | $7K | 21.40% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $443 | $443 | 1.33% |
| PINETREE CAPITAL LLC3 | 5511 N UNIVERSITY SUITE 102 CORAL SPRINGS, FL 33067 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 15.39% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $404 | $404 | 1.33% |
| PINETREE CAPITAL LLC3 | 5511 N UNIVERSITY DR STE 102 CORAL SPRINGS, FL 33067 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $1K | $5K | 20.51% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $303 | $303 | 1.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 356 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 360 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 356 | $1.6M |
| Dental | SOLSTICE BENEFITS, INC | 338 | $115K |
| Vision | SOLSTICE BENEFITS, INC | 338 | $115K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 372 | $71K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 369 | $33K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 369 | $30K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 372 | $71K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 372 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.