No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BASIL CASTROVINCI ASSOCIATES INC. EIN 13-2831500 NONE | Direct payment from the plan; Claims processing; Actuarial Service code 11 | — | $626K |
| SCHULTHEIS & PANETTIERI LLP EIN 13-1577780 ACCOUNTANT | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $144K |
| RITA KOSTIK EIN 13-1739714 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $96K |
| SANDRA PATERRA EIN 13-1739714 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $93K |
| ALBERT WASSELL EIN 13-1739714 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $89K |
| LEZA BURGESS EIN 13-1739714 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $85K |
| KAREN PASSIATORE EIN 13-1739714 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $74K |
| KATHLEEN O'NEILL EIN 13-1739714 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $70K |
| CLARITY TESTING EIN 13-3869722 NONE | Other services; Direct payment from the plan Service code 49 | — | $63K |
| MULTIPLAN INC. EIN 13-3068979 NONE | Other services; Direct payment from the plan Service code 49 | — | $54K |
| PINNACLE ASSOCIATES LTD EIN 13-3220717 INVESTMENT MANAGER | Investment management; Investment management fees paid directly by plan Service code 28 | — | $48K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Other fees; Investment management fees paid directly by plan; Shareholder servicing fees; Float revenue; Investment management fees paid indirectly by plan; Custodial (securities) Service code 19 | — | $40K |
| ROBERT M. CHEVERIE & ASSOC. P.C. EIN 06-1335139 ATTORNEY | Legal; Direct payment from the plan Service code 29 | — | $37K |
| HINES & ASSOCIATES INC. EIN 36-3545085 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $31K |
| OPTUMRX, INC. EIN 33-0441200 NONE | Claims processing; Float revenue; Other fees; Direct payment from the plan Service code 12 | — | $29K |
| LOWER HUDSON VALLEY EAP EIN 13-3240307 NONE | Direct payment from the plan; Other services Service code 49 | — | $24K |
| HESS TECHNOLOGY CONSULTING EIN 85-1115144 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $17K |
| TPA COMPUTER CORP EIN 13-3329882 COMPUTER PROGRAMMER | Consulting (general); Direct payment from the plan Service code 16 | — | $16K |
| STACEY BRAUN ASSOCIATES, INC. EIN 13-2889432 NONE | Investment management fees paid directly by plan; Soft dollars commissions; Investment management Service code 28 | — | $14K |
| WELLS FARGO ADVISORS LLC EIN 34-1542819 INVESTMENT ADVISOR | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $11K |
| LAKESHORE BENEFIT GROUP INS BRK LLC INSURANCE BROKER | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 301 ALBANY TURNPIKE CANTON, CT 06019 | $9K |
| BARNES IACCARINO & SHEPHERD, LLP EIN 26-3858697 NONE | Legal; Direct payment from the plan Service code 29 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 610 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 610 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | SWISS RE CORPORATE SOLUTIONS AMERICA INS. CORP. | 617 | $503K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 617 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.