No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BASIL CASTROVINCI ASSOC. INC. EIN 13-2831500 NONE | Claims processing; Actuarial Service code 11 | — | $606K |
| RITA KOSTIK EIN 13-1739714 NONE | Employee (plan) Service code 30 | — | $137K |
| SCHULTHEIS & PANETTIERI LLP EIN 13-1577780 ACCOUNTANT | Accounting (including auditing) Service code 10 | — | $119K |
| SANDRA PATERRA EIN 13-1739714 NONE | Employee (plan) Service code 30 | — | $92K |
| PRIVATE HEALTHCARE SYSTEMS EIN 04-3138814 NONE | Other services Service code 49 | — | $90K |
| PINNACLE ASSOCIATES LTD EIN 13-3220717 INVESTMENT MGR | Investment management fees paid directly by plan; Investment management Service code 28 | — | $74K |
| CLARITY TESTING EIN 13-3869722 NONE | Other services Service code 49 | — | $66K |
| KAREN PASSIATORE EIN 13-1739714 NONE | Employee (plan) Service code 30 | — | $53K |
| PAULETTE PIEMONTE EIN 13-1739714 NONE | Employee (plan) Service code 30 | — | $52K |
| FRIDA DAVYDOV EIN 13-1739714 NONE | Employee (plan) Service code 30 | — | $45K |
| LEZA BURGESS EIN 13-1739714 NONE | Employee (plan) Service code 30 | — | $41K |
| KATHLEEN O'NEILL EIN 13-1739714 NONE | Employee (plan) Service code 30 | — | $40K |
| HINES & ASSOCIATES INC. EIN 36-3545085 NONE | Claims processing Service code 12 | — | $32K |
| ROBERT M. CHEVERIE & ASSOC. P.C. EIN 06-1335139 ATTORNEY | Legal Service code 29 | — | $28K |
| BARNES IACCARINO & SHEPHERD, LLP EIN 26-3858697 NONE | Legal Service code 29 | — | $25K |
| LOWER HUDSON VALLEY EAP EIN 13-3240307 NONE | Other services Service code 49 | — | $18K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Soft dollars commissions; Custodial (securities) Service code 19 | — | $16K |
| TPA COMPUTER CORP EIN 13-3329882 COMPUTER PROGRAMMER | Consulting (general) Service code 16 | — | $13K |
| CVS PHARMACY, INC. EIN 05-0340626 NONE | Claims processing Service code 12 | — | $11K |
| WELLS FARGO ADVISORS LLC EIN 34-1542819 INVESTMENT ADVISOR | Investment advisory (plan) Service code 27 | — | $10K |
| JPMORGAN CHASE BANK N.A. NONE | Other services Service code 49 | NORTHEAST MARKET PO BOX 659754 SAN ANTONIO, TX 78265 | $7K |
| NICHOLAS KOSTIK EIN 13-1739714 NONE | Employee (plan) Service code 30 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 638 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 638 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 614 | $121K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 614 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.